Get multiple home insurance quotes in 29445. Our licensed 29445, SC agents are ready to serve you.

29445 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 29445 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Goose Creek, SC. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 29445 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-866-918-3404 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in South Carolina, like average Goose Creek homeowners insurance rates, coverage options or home insurance types, please select Goose Creek, SC Home Insurance Rates Online!

29445 Home Insurance Average Premiums

Local 29445 homeowners insurance quotes comparison

$768 /yr.

Shows Zip Code: 29445 lowest rates with discounts applied on average.

For the 29445, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$768 /yr.
Average Coverage:$1018 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1318 /yr.

What is the average home insurance cost for a home in 29445?

  • • The average homeowners insurance premium paid annually for a home in 29445 is around $1018 per year.

What does it cost on average per month for home insurance in 29445?

  • • Homeowners in 29445 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 29445?

  • • Autoowners in 29445 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Goose Creek area, check out other zip codes nearby 29445.
Review average rates in another zip code:
29445 homeowners insurance rates

Home Replacement Cost Coverage in 29445

Average Building Cost Per Square Foot in 29445: $131

Location: Goose Creek, South Carolina (Berkeley County)

Average Square Footage in 29445: 1,508 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29445 before you start any project. Goose Creek homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29445 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29445 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,508 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Goose Creek area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,508$197,600
Additional Upgrades & Added Features$1641,508$247,000
Major Home Updates or Advancements$1971,508$296,400

It's important to understand that when you estimate your replacement cost of your home in the 29445 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29445

Best Home & Auto Insurance Agencies in 29445

Campbell- Harold B

Address: 118 S Goose Creek Blvd Goose Creek, SC 29445
Phone:
Website:
Info:

Farm Bureau Insurance - Goose Creek

Address: 215 Saint James Ave Goose Creek, SC 29445
Phone:
Website:
Info:

D Radford Bates Jr Insurance Agency Incorporated

Address: 597 Old Mt Holly Rd Goose Creek, SC 29445
Phone:
Website:
Info:

Blanton- William A

Address: 429 Red Bank Rd Goose Creek, SC 29445
Phone:
Website:
Info:

Tri-County Insurance

Address: Berkeley Square Ln Goose Creek, SC 29445
Phone:
Website:
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Housing Demographics for 29445

Population Review for 29445 Zip Code

For the city of Goose Creek, the population within 29445 has increased to over 61,648 residents in population size. The current population total is 60,558. We have broken down the population based on race below. In 29445, there are over 30834 in male population and 29724 females.

PopulationValues
Total Population60,558
White Population33760
Black Population13730
Hispanic Population7383
Asian Population2365
Hawaiian Population80
Indian Population580
Other Population4194
Male Population30834
Female Population29724
Population Estimate61648

Household Data for 29445

The average number of homes in 29445 is around 21,758, there are an average of 2.66 per household. The average house value according to local real estate values is around $197,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,758
Persons Per Household2.66
Average House Value$197,600
Income Per Household$69944
Median Age34.2
Median Age Male31.6
Median Age Female36.8
29445 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843/854
CityGoose Creek
City Alias NameGOOSE CREEK
CountyBerkeley
County FIPS015
State FIPS45
Time Zone5
Day Light SavingY
MSA1440
PMSA
CSA
CBSA16700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCharleston-North Charleston, SC
MSA_NameCharleston-North Charleston, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses760
Number Of Employees11475
Business First Quarter Payroll145889
Business Annual Payroll611362
Business Employment Flag
Growth Rank50
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number5682
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population664607
CBSA Division Population0
Congressional District01
Congressional LandArea1547.86
Delivery Residential23176
Delivery Business827
Delivery Total24793
Preferred Last Line KeyX23958
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX23958
Land Area57.405000
Water Area3.489000
City Alias Code
City Mixed CaseGoose Creek
City Alias Mixed CaseGoose Creek
Box Count616
SFDU16734
MFDU2186
State ANSI45
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number453440
Unique ZIP Name
SSA State County Code42070
Medicare CBSA Code16700
Medicare CBSA NameCharleston-North Charleston, SC
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseBerkeley

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