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Quickly Revew Homeowners Insurance in 29456

If you own a home in Ladson, SC you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 29456 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our South Carolina licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 29456 and start comparing rates now.

29456 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 29456 is $985 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 29456 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Ladson, SC home insurance quotes in your local city and review the most competitive coverages and premiums.

29456 Home Insurance Average Premiums

Local 29456 homeowners insurance quotes comparison

$735 /yr.

Shows Zip Code: 29456 lowest rates with discounts applied on average.

For the 29456, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$735 /yr.
Average Coverage:$985 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1285 /yr.

What is the average home insurance cost for a home in 29456?

  • • The average homeowners insurance premium paid annually for a home in 29456 is around $985 per year.

What does it cost on average per month for home insurance in 29456?

  • • Homeowners in 29456 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 29456?

  • • Autoowners in 29456 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ladson area, check out other zip codes nearby 29456.
Review average rates in another zip code:
29456 homeowners insurance rates

Home Replacement Cost Coverage in 29456

Average Building Cost Per Square Foot in 29456: $131

Location: Ladson, South Carolina (Berkeley County)

Average Square Footage in 29456: 1,460 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29456 before you start any project. Ladson homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29456 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29456 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,460 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ladson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,460$191,200
Additional Upgrades & Added Features$1641,460$239,000
Major Home Updates or Advancements$1971,460$286,800

It's important to understand that when you estimate your replacement cost of your home in the 29456 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29456

Best Home & Auto Insurance Agencies in 29456

Tammy McCutcheon Ins Agcy INC - State Farm Insurance Agent

Address: 9547 Highway 78 Ladson, SC 29456
Phone:
Website:
Info:

Housing Demographics for 29456

Population Review for 29456 Zip Code

For the city of Ladson, the population within 29456 has increased to over 43,192 residents in population size. The current population total is 37,577. We have broken down the population based on race below. In 29456, there are over 18412 in male population and 19165 females.

PopulationValues
Total Population37,577
White Population19480
Black Population10525
Hispanic Population4783
Asian Population1236
Hawaiian Population35
Indian Population345
Other Population2462
Male Population18412
Female Population19165
Population Estimate43192

Household Data for 29456

The average number of homes in 29456 is around 14,377, there are an average of 2.61 per household. The average house value according to local real estate values is around $191,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,377
Persons Per Household2.61
Average House Value$191,200
Income Per Household$64926
Median Age32.7
Median Age Male31.7
Median Age Female33.7
29456 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843/854
CityLadson
City Alias NameLADSON
CountyBerkeley
County FIPS015
State FIPS45
Time Zone5
Day Light SavingY
MSA1440
PMSA
CSA
CBSA16700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCharleston-North Charleston, SC
MSA_NameCharleston-North Charleston, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses460
Number Of Employees11142
Business First Quarter Payroll153166
Business Annual Payroll629279
Business Employment Flag
Growth Rank50
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number5682
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population664607
CBSA Division Population0
Congressional District01|06
Congressional LandArea1547.86|8062.93
Delivery Residential16549
Delivery Business605
Delivery Total22385
Preferred Last Line KeyX24119
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX24119
Land Area18.064000
Water Area0.029000
City Alias Code
City Mixed CaseLadson
City Alias Mixed CaseLadson
Box Count447
SFDU8004
MFDU1944
State ANSI45
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number454640
Unique ZIP Name
SSA State County Code42070
Medicare CBSA Code16700
Medicare CBSA NameCharleston-North Charleston, SC
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseBerkeley

South Carolina Homeowners Insurance News & Information

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