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Home Insurance in 29470

Our rates are very competitive for homeowners living in the 29470 zip code. Many homeowners based out of Ravenel, SC have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our SC licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 29470 should appear in the zip code field ready to go.

29470 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Ravenel area? The average homeowners premium in 29470 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 29470, you can expect to pay around $955 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 29470 Today!

Get Home Insurance Quotes in 29470

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of South Carolina. Start your 29470 home insurance shopping today!

  1. Ravenel, SC Home Insurance Quotes

29470 Home Insurance Average Premiums

Local 29470 homeowners insurance quotes comparison

$705 /yr.

Shows Zip Code: 29470 lowest rates with discounts applied on average.

For the 29470, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$705 /yr.
Average Coverage:$955 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1255 /yr.

What is the average home insurance cost for a home in 29470?

  • • The average homeowners insurance premium paid annually for a home in 29470 is around $955 per year.

What does it cost on average per month for home insurance in 29470?

  • • Homeowners in 29470 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 29470?

  • • Autoowners in 29470 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ravenel area, check out other zip codes nearby 29470.
Review average rates in another zip code:
29470 homeowners insurance rates

Home Replacement Cost Coverage in 29470

Average Building Cost Per Square Foot in 29470: $131

Location: Ravenel, South Carolina (Charleston County)

Average Square Footage in 29470: 1,818 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29470 before you start any project. Ravenel homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29470 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29470 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,818 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ravenel area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,818$238,200
Additional Upgrades & Added Features$1641,818$297,750
Major Home Updates or Advancements$1971,818$357,300

It's important to understand that when you estimate your replacement cost of your home in the 29470 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29470

Best Home & Auto Insurance Agencies in 29470

Nationwide Herndon Insurance Agency

Address: 5920 Savannah Hwy Ravenel, SC 29470
Phone:
Website:
Info:

Housing Demographics for 29470

Population Review for 29470 Zip Code

For the city of Ravenel, the population within 29470 has increased to over 5,190 residents in population size. The current population total is 4,598. We have broken down the population based on race below. In 29470, there are over 2283 in male population and 2315 females.

PopulationValues
Total Population4,598
White Population2778
Black Population1235
Hispanic Population474
Asian Population18
Hawaiian Population0
Indian Population25
Other Population320
Male Population2283
Female Population2315
Population Estimate5190

Household Data for 29470

The average number of homes in 29470 is around 1,833, there are an average of 2.51 per household. The average house value according to local real estate values is around $238,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,833
Persons Per Household2.51
Average House Value$238,200
Income Per Household$64605
Median Age47.7
Median Age Male46.7
Median Age Female48.7
29470 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843
CityRavenel
City Alias NameRAVENEL
CountyCharleston
County FIPS019
State FIPS45
Time Zone5
Day Light SavingY
MSA1440
PMSA
CSA
CBSA16700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCharleston-North Charleston, SC
MSA_NameCharleston-North Charleston, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses111
Number Of Employees783
Business First Quarter Payroll7257
Business Annual Payroll35352
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population664607
CBSA Division Population0
Congressional District06
Congressional LandArea8062.93
Delivery Residential2068
Delivery Business101
Delivery Total2598
Preferred Last Line KeyX24476
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX24476
Land Area72.478000
Water Area0.513000
City Alias Code
City Mixed CaseRavenel
City Alias Mixed CaseRavenel
Box Count339
SFDU1843
MFDU0
State ANSI45
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number457240
Unique ZIP Name
SSA State County Code42090
Medicare CBSA Code16700
Medicare CBSA NameCharleston-North Charleston, SC
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseCharleston

South Carolina Homeowners Insurance News & Information

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