Get multiple home insurance quotes in 29474. Our licensed 29474, SC agents are ready to serve you.

Homeowners Insurance in 29474

In Round O, SC, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 29474 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 29474 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 29474 should appear in the zip code field ready to go.

29474 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in South Carolina, you are going to see rates around the average home insurance premium per year of $973. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Round O home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 29474 Home Insurance Rates Now!

Best 3 Options to Compare in 29474

If you want homeowners insurance quotes within the city of Round O or in the 29474 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Round O, SC.

29474 Home Insurance Average Premiums

Local 29474 homeowners insurance quotes comparison

$723 /yr.

Shows Zip Code: 29474 lowest rates with discounts applied on average.

For the 29474, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$723 /yr.
Average Coverage:$973 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1273 /yr.

What is the average home insurance cost for a home in 29474?

  • • The average homeowners insurance premium paid annually for a home in 29474 is around $973 per year.

What does it cost on average per month for home insurance in 29474?

  • • Homeowners in 29474 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 29474?

  • • Autoowners in 29474 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Round O area, check out other zip codes nearby 29474.
Review average rates in another zip code:
29474 homeowners insurance rates

Home Replacement Cost Coverage in 29474

Average Building Cost Per Square Foot in 29474: $131

Location: Round O, South Carolina (Colleton County)

Average Square Footage in 29474: 763 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29474 before you start any project. Round O homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29474 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29474 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 763 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Round O area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131763$100,000
Additional Upgrades & Added Features$164763$125,000
Major Home Updates or Advancements$197763$150,000

It's important to understand that when you estimate your replacement cost of your home in the 29474 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29474

Best Home & Auto Insurance Agencies in 29474

Housing Demographics for 29474

Population Review for 29474 Zip Code

For the city of Round O, the population within 29474 has increased to over 2,750 residents in population size. The current population total is 2,412. We have broken down the population based on race below. In 29474, there are over 1160 in male population and 1252 females.

PopulationValues
Total Population2,412
White Population1648
Black Population560
Hispanic Population78
Asian Population0
Hawaiian Population3
Indian Population29
Other Population34
Male Population1160
Female Population1252
Population Estimate2750

Household Data for 29474

The average number of homes in 29474 is around 900, there are an average of 2.66 per household. The average house value according to local real estate values is around $100,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode900
Persons Per Household2.66
Average House Value$100,000
Income Per Household$34839
Median Age44.7
Median Age Male44.4
Median Age Female45.0
29474 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843
CityRound O
City Alias NameROUND O
CountyColleton
County FIPS029
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees222
Business First Quarter Payroll1817
Business Annual Payroll7305
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea8062.93
Delivery Residential1034
Delivery Business13
Delivery Total1518
Preferred Last Line KeyX24526
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX24526
Land Area100.713000
Water Area0.190000
City Alias Code
City Mixed CaseRound O
City Alias Mixed CaseRound O
Box Count59
SFDU1034
MFDU0
State ANSI45
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number457580
Unique ZIP Name
SSA State County Code42140
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CaseColleton

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

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    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]