Get multiple home insurance quotes in 29477. Our licensed 29477, SC agents are ready to serve you.

Home Insurance Quotes in 29477

Are you shopping for a cheaper homeowners insurance rate in 29477? Our rates are very competitive for homeowners living in Saint George, SC. Many homeowners located in the 29477 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 29477. To get free 29477 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 29477 zip code should appear in the zip code field ready to go. Shopping Saint George, SC Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 29477 to review the best rate coverages.

Your 29477 Home Insurance Costs Is Rated: High!

For the great city of Saint George, the average home insurance premium paid annually is around $992 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our South Carolina specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Saint George and need insurance on your home in the 29477 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 29477 Homeowners Insurance Rates Now!

29477 Home Insurance Average Premiums

Local 29477 homeowners insurance quotes comparison

$742 /yr.

Shows Zip Code: 29477 lowest rates with discounts applied on average.

For the 29477, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$742 /yr.
Average Coverage:$992 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1292 /yr.

What is the average home insurance cost for a home in 29477?

  • • The average homeowners insurance premium paid annually for a home in 29477 is around $992 per year.

What does it cost on average per month for home insurance in 29477?

  • • Homeowners in 29477 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 29477?

  • • Autoowners in 29477 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint George area, check out other zip codes nearby 29477.
Review average rates in another zip code:
29477 homeowners insurance rates

Home Replacement Cost Coverage in 29477

Average Building Cost Per Square Foot in 29477: $131

Location: Saint George, South Carolina (Dorchester County)

Average Square Footage in 29477: 630 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29477 before you start any project. Saint George homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29477 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29477 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 630 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint George area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131630$82,500
Additional Upgrades & Added Features$164630$103,125
Major Home Updates or Advancements$197630$123,750

It's important to understand that when you estimate your replacement cost of your home in the 29477 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29477

Best Home & Auto Insurance Agencies in 29477

Snyder- Michael J - State Farm Insurance Agent

Address: 5541 Memorial Blvd St George, SC 29477
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Heaton Jerry C

Address: 110 S Parler Ave St George, SC 29477
Phone:
Website:
Info:

Nationwide Insurance CO

Address: 306 N Parler Ave St George, SC 29477
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Housing Demographics for 29477

Population Review for 29477 Zip Code

For the city of Saint George, the population within 29477 has increased to over 6,982 residents in population size. The current population total is 6,344. We have broken down the population based on race below. In 29477, there are over 3024 in male population and 3320 females.

PopulationValues
Total Population6,344
White Population3269
Black Population2701
Hispanic Population108
Asian Population37
Hawaiian Population8
Indian Population50
Other Population44
Male Population3024
Female Population3320
Population Estimate6982

Household Data for 29477

The average number of homes in 29477 is around 2,664, there are an average of 2.34 per household. The average house value according to local real estate values is around $82,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,664
Persons Per Household2.34
Average House Value$82,500
Income Per Household$48898
Median Age47.7
Median Age Male45.5
Median Age Female49.3
29477 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843/854
CitySaint George
City Alias NameSAINT GEORGE
CountyDorchester
County FIPS035
State FIPS45
Time Zone5
Day Light SavingY
MSA1440
PMSA
CSA
CBSA16700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCharleston-North Charleston, SC
MSA_NameCharleston-North Charleston, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses141
Number Of Employees1649
Business First Quarter Payroll15255
Business Annual Payroll67769
Business Employment Flag
Growth Rank51
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number4337
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population664607
CBSA Division Population0
Congressional District06
Congressional LandArea8062.93
Delivery Residential2984
Delivery Business237
Delivery Total3475
Preferred Last Line KeyX24544
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX24544
Land Area110.289000
Water Area0.309000
City Alias Code
City Mixed CaseSaint George
City Alias Mixed CaseSaint George
Box Count177
SFDU2840
MFDU68
State ANSI45
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number457700
Unique ZIP Name
SSA State County Code42170
Medicare CBSA Code16700
Medicare CBSA NameCharleston-North Charleston, SC
Medicare CBSA TypeMetro
Market Rating Area ID18
County Mixed CaseDorchester

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]