29482 Home Insurance Quotes & Rates

Currently, the 747 homes within the 29482 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for South Carolina is around $1,145 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Sullivans Island, SC, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 29482.

South Carolina is now ranking #18 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Sullivans Island home insurance quotes all in one place then GetHomeInsuranceQuotes.com of South Carolina has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 29482 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Sullivans Island, South Carolina home insurance rates today!

Please give us a call now at 1-866-918-3404, easily get up to 12 rates over the phone in minutes. For Sullivans Island, SC Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

Average Building Cost Per Square Foot in 29482: $131

Average Square Footage in 29482: 15,267 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29482 before you start any project. Sullivans Island homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29482 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29482 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 15,267 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sullivans Island area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 29482 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Household Data for 29482

The average number of homes in 29482 is around 747, there are an average of 2.53 per household. The average house value according to local real estate values is around $2,000,000. Please review the following demographics below for average income and media age.

• Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

  South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

• Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

  The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

• Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

  Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

• What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

  If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

• Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

  Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]