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29488 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 29488? There are over 8,755 occupied homes in the 29488 area. With a population size of 21,790, it's not uncommon for residence of Walterboro, SC to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in South Carolina is around $1,003 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 29488 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Walterboro, SC Home Insurance Rate Quotes

29488 Home Insurance Average Premiums

Local 29488 homeowners insurance quotes comparison

$753 /yr.

Shows Zip Code: 29488 lowest rates with discounts applied on average.

For the 29488, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$753 /yr.
Average Coverage:$1003 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1303 /yr.

What is the average home insurance cost for a home in 29488?

  • • The average homeowners insurance premium paid annually for a home in 29488 is around $1003 per year.

What does it cost on average per month for home insurance in 29488?

  • • Homeowners in 29488 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 29488?

  • • Autoowners in 29488 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Walterboro area, check out other zip codes nearby 29488.
Review average rates in another zip code:
29488 homeowners insurance rates

Home Replacement Cost Coverage in 29488

Average Building Cost Per Square Foot in 29488: $131

Location: Walterboro, South Carolina (Colleton County)

Average Square Footage in 29488: 743 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29488 before you start any project. Walterboro homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29488 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29488 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 743 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Walterboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131743$97,300
Additional Upgrades & Added Features$164743$121,625
Major Home Updates or Advancements$197743$145,950

It's important to understand that when you estimate your replacement cost of your home in the 29488 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29488

Allstate Insurance Companies

Address: 465 Spruce Street Walterboro, SC 29488
Phone: (843)549-7777
Website: www.allstate.com

C T Lowndes & Company

Address: 330 North Lucas Street Walterboro, SC 29488
Phone: (843)549-6179
Website: www.ctlowndes.com

Padgett Insurance Agency

Address: 305 E. Washington St. Walterboro, SC 29488
Phone: (843)549-1181
Website:

Best Home & Auto Insurance Agencies in 29488

Cannady Agency Inc

Address: 305 E Washington St Walterboro, SC 29488
Phone:
Website:
Info:

Saunders, Jeff - Dantzler Insurance Incorporated

Address: 1104 N Jefferies Blvd Walterboro, SC 29488
Phone:
Website:
Info:

C T Lowndes & Company

Address: 330 N Lucas St Walterboro, SC 29488
Phone:
Website: http://www.ctlowndes.com
Info:

Jones & Jones Insurance Agency

Address: 189 Forest Hills Rd Walterboro, SC 29488
Phone:
Website:
Info:

Hooks, Timothy - Allstate Insurance Company

Address: 130 Bells Hwy Walterboro, SC 29488
Phone:
Website: http://www.allstate.com/
Info:

Housing Demographics for 29488

Population Review for 29488 Zip Code

For the city of Walterboro, the population within 29488 has increased to over 23,404 residents in population size. The current population total is 21,790. We have broken down the population based on race below. In 29488, there are over 10272 in male population and 11518 females.

PopulationValues
Total Population21,790
White Population11718
Black Population8301
Hispanic Population849
Asian Population163
Hawaiian Population5
Indian Population114
Other Population486
Male Population10272
Female Population11518
Population Estimate23404

Household Data for 29488

The average number of homes in 29488 is around 8,755, there are an average of 2.44 per household. The average house value according to local real estate values is around $97,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,755
Persons Per Household2.44
Average House Value$97,300
Income Per Household$41147
Median Age41.5
Median Age Male40.6
Median Age Female42.4
29488 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843/854
CityWalterboro
City Alias NameWALTERBORO
CountyColleton
County FIPS029
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses568
Number Of Employees5765
Business First Quarter Payroll52800
Business Annual Payroll234459
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|06
Congressional LandArea1547.86|8062.93
Delivery Residential9592
Delivery Business811
Delivery Total11260
Preferred Last Line KeyX24765
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX24765
Land Area237.859000
Water Area0.600000
City Alias Code
City Mixed CaseWalterboro
City Alias Mixed CaseWalterboro
Box Count607
SFDU8767
MFDU310
State ANSI45
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number459140
Unique ZIP Name
SSA State County Code42140
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CaseColleton

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