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Find the Best Home Insurance Rates in 29518

Shopping for homeowners insurance in 29518 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Cades, SC and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our South Carolina licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 29518 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 29518

Find Cades, SC Homeowners Insurance Quotes to review the best coverage options in your area.

29518 Home Insurance Rating is: high!

In 29518 the average premium is $1039. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 29518, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 29518!

29518 Home Insurance Average Premiums

Local 29518 homeowners insurance quotes comparison

$789 /yr.

Shows Zip Code: 29518 lowest rates with discounts applied on average.

For the 29518, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$789 /yr.
Average Coverage:$1039 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1339 /yr.

What is the average home insurance cost for a home in 29518?

  • • The average homeowners insurance premium paid annually for a home in 29518 is around $1039 per year.

What does it cost on average per month for home insurance in 29518?

  • • Homeowners in 29518 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 29518?

  • • Autoowners in 29518 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cades area, check out other zip codes nearby 29518.
Review average rates in another zip code:
29518 homeowners insurance rates

Home Replacement Cost Coverage in 29518

Average Building Cost Per Square Foot in 29518: $131

Location: Cades, South Carolina (Williamsburg County)

Average Square Footage in 29518: 1,260 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29518 before you start any project. Cades homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29518 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29518 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,260 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cades area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,260$165,000
Additional Upgrades & Added Features$1641,260$206,250
Major Home Updates or Advancements$1971,260$247,500

It's important to understand that when you estimate your replacement cost of your home in the 29518 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29518

Best Home & Auto Insurance Agencies in 29518

Housing Demographics for 29518

Population Review for 29518 Zip Code

For the city of Cades, the population within 29518 has increased to over 1,309 residents in population size. The current population total is 1,115. We have broken down the population based on race below. In 29518, there are over 535 in male population and 580 females.

PopulationValues
Total Population1,115
White Population653
Black Population396
Hispanic Population34
Asian Population4
Hawaiian Population0
Indian Population5
Other Population23
Male Population535
Female Population580
Population Estimate1309

Household Data for 29518

The average number of homes in 29518 is around 449, there are an average of 2.48 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode449
Persons Per Household2.48
Average House Value$165,000
Income Per Household$35417
Median Age46.8
Median Age Male42.4
Median Age Female49.4
29518 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843
CityCades
City Alias NameCADES
CountyWilliamsburg
County FIPS089
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees53
Business First Quarter Payroll446
Business Annual Payroll1825
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea8062.93
Delivery Residential528
Delivery Business17
Delivery Total614
Preferred Last Line KeyX23617
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX23617
Land Area47.278000
Water Area0.017000
City Alias Code
City Mixed CaseCades
City Alias Mixed CaseCades
Box Count59
SFDU528
MFDU0
State ANSI45
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number451100
Unique ZIP Name
SSA State County Code42440
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID45
County Mixed CaseWilliamsburg

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

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  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

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    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]