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29532 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 29532 zip code it's important to know that our rates are very competitive for homeowners living in Darlington, SC. Many homeowners based out of your 29532 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 29532 should appear in the zip code field ready to go. For Darlington, SC Homeowners Insurance Quotes nearby, we offer the best rates and service.

29532: Average Home Insurance Rates

For homeowners living in the great city of Darlington, the average homeowners policy is considered high in comparison to other states. South Carolina premiums are estimated to be around $973 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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29532 Home Insurance Average Premiums

Local 29532 homeowners insurance quotes comparison

$723 /yr.

Shows Zip Code: 29532 lowest rates with discounts applied on average.

For the 29532, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$723 /yr.
Average Coverage:$973 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1273 /yr.

What is the average home insurance cost for a home in 29532?

  • • The average homeowners insurance premium paid annually for a home in 29532 is around $973 per year.

What does it cost on average per month for home insurance in 29532?

  • • Homeowners in 29532 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 29532?

  • • Autoowners in 29532 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Darlington area, check out other zip codes nearby 29532.
Review average rates in another zip code:
29540 homeowners insurance rates
29532 homeowners insurance rates

Home Replacement Cost Coverage in 29532

Average Building Cost Per Square Foot in 29532: $131

Location: Darlington, South Carolina (Darlington County)

Average Square Footage in 29532: 721 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29532 before you start any project. Darlington homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29532 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29532 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 721 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Darlington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131721$94,400
Additional Upgrades & Added Features$164721$118,000
Major Home Updates or Advancements$197721$141,600

It's important to understand that when you estimate your replacement cost of your home in the 29532 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29532

Best Home & Auto Insurance Agencies in 29532

Darlington Insurance Agency

Address: 117 E Hampton St Darlington, SC 29532
Phone:
Website:
Info:

Robert McLean Nationwide Insurance Agency

Address: 119 Cashua St Darlington, SC 29532
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 115 Cashua St Darlington, SC 29532
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Moore Jr- William C

Address: 200 E Hampton St Darlington, SC 29532
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Moody's Insurance Agency Inc

Address: 437 N Main St Darlington, SC 29532
Phone:
Website:
Info:

Housing Demographics for 29532

Population Review for 29532 Zip Code

For the city of Darlington, the population within 29532 has increased to over 20,669 residents in population size. The current population total is 19,572. We have broken down the population based on race below. In 29532, there are over 9115 in male population and 10457 females.

PopulationValues
Total Population19,572
White Population8624
Black Population10040
Hispanic Population396
Asian Population72
Hawaiian Population11
Indian Population57
Other Population167
Male Population9115
Female Population10457
Population Estimate20669

Household Data for 29532

The average number of homes in 29532 is around 7,897, there are an average of 2.43 per household. The average house value according to local real estate values is around $94,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,897
Persons Per Household2.43
Average House Value$94,400
Income Per Household$35504
Median Age41.4
Median Age Male40.1
Median Age Female42.6
29532 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843
CityDarlington
City Alias NameDARLINGTON
CountyDarlington
County FIPS031
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA22500
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFlorence, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses321
Number Of Employees4654
Business First Quarter Payroll38898
Business Annual Payroll173745
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population205566
CBSA Division Population0
Congressional District07
Congressional LandArea5354.62
Delivery Residential8506
Delivery Business581
Delivery Total9073
Preferred Last Line KeyX23776
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX23776
Land Area114.829000
Water Area0.725000
City Alias Code
City Mixed CaseDarlington
City Alias Mixed CaseDarlington
Box Count0
SFDU7323
MFDU90
State ANSI45
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number452220
Unique ZIP Name
SSA State County Code42150
Medicare CBSA Code22500
Medicare CBSA NameFlorence, SC
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseDarlington

South Carolina Homeowners Insurance News & Information

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    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]