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Home Insurance Quotes in 29545

Are you shopping for a cheaper homeowners insurance rate in 29545? Our rates are very competitive for homeowners living in Green Sea, SC. Many homeowners located in the 29545 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 29545. To get free 29545 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 29545 zip code should appear in the zip code field ready to go. Shopping Green Sea, SC Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 29545 to review the best rate coverages.

Your 29545 Home Insurance Costs Is Rated: High!

For the great city of Green Sea, the average home insurance premium paid annually is around $995 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our South Carolina specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Green Sea and need insurance on your home in the 29545 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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29545 Home Insurance Average Premiums

Local 29545 homeowners insurance quotes comparison

$745 /yr.

Shows Zip Code: 29545 lowest rates with discounts applied on average.

For the 29545, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$745 /yr.
Average Coverage:$995 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1295 /yr.

What is the average home insurance cost for a home in 29545?

  • • The average homeowners insurance premium paid annually for a home in 29545 is around $995 per year.

What does it cost on average per month for home insurance in 29545?

  • • Homeowners in 29545 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 29545?

  • • Autoowners in 29545 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Green Sea area, check out other zip codes nearby 29545.
Review average rates in another zip code:
29545 homeowners insurance rates

Home Replacement Cost Coverage in 29545

Average Building Cost Per Square Foot in 29545: $131

Location: Green Sea, South Carolina (Horry County)

Average Square Footage in 29545: 492 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29545 before you start any project. Green Sea homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29545 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29545 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 492 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Green Sea area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131492$64,400
Additional Upgrades & Added Features$164492$80,500
Major Home Updates or Advancements$197492$96,600

It's important to understand that when you estimate your replacement cost of your home in the 29545 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29545

Best Home & Auto Insurance Agencies in 29545

Housing Demographics for 29545

Population Review for 29545 Zip Code

For the city of Green Sea, the population within 29545 has increased to over 1,984 residents in population size. The current population total is 1,615. We have broken down the population based on race below. In 29545, there are over 790 in male population and 825 females.

PopulationValues
Total Population1,615
White Population1095
Black Population412
Hispanic Population45
Asian Population1
Hawaiian Population1
Indian Population4
Other Population25
Male Population790
Female Population825
Population Estimate1984

Household Data for 29545

The average number of homes in 29545 is around 629, there are an average of 2.57 per household. The average house value according to local real estate values is around $64,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode629
Persons Per Household2.57
Average House Value$64,400
Income Per Household$32463
Median Age43.3
Median Age Male41.3
Median Age Female45.7
29545 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843
CityGreen Sea
City Alias NameGREEN SEA
CountyHorry
County FIPS051
State FIPS45
Time Zone5
Day Light SavingY
MSA5330
PMSA
CSA396
CBSA34820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMyrtle Beach-Conway-North Myrtle Beach, SC
MSA_NameMyrtle Beach, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees27
Business First Quarter Payroll126
Business Annual Payroll579
Business Employment Flag
Growth Rank83
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number7049
Growth Increase Percentage2.6
Metropolitan DetailsValues
CBSA Population269291
CBSA Division Population0
Congressional District07
Congressional LandArea5354.62
Delivery Residential772
Delivery Business21
Delivery Total999
Preferred Last Line KeyX23980
Classification Code
Multi-County
CSA NameMyrtle Beach-Conway, SC
CBSA_DIV_Name
City State KeyX23980
Land Area36.569000
Water Area0.062000
City Alias Code
City Mixed CaseGreen Sea
City Alias Mixed CaseGreen Sea
Box Count99
SFDU772
MFDU0
State ANSI45
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number453600
Unique ZIP Name
SSA State County Code42250
Medicare CBSA Code34820
Medicare CBSA NameMyrtle Beach-Conway-North Myrtle Beach, SC-NC
Medicare CBSA TypeMetro
Market Rating Area ID26
County Mixed CaseHorry

South Carolina Homeowners Insurance News & Information

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