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29546 Home Insurance Rates

Getting multiple homeowners insurance rates in 29546 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Gresham, SC. Many homeowners based out of the 29546 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our South Carolina licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 29546 should appear in the zip code field ready to go. For Gresham, SC Home Insurance Quotes, Click to easily get started!

29546 Homeowners Insurance Rates, Average Rating: High!

Your homeowners insurance policy in 29546 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Gresham. For a basic HO-3, standard homeowners policy, the average premium per year in South Carolina is around $993. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 29546 zip code today and let us help you save time and money on your homeowners insurance premium.

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29546 Home Insurance Average Premiums

Local 29546 homeowners insurance quotes comparison

$743 /yr.

Shows Zip Code: 29546 lowest rates with discounts applied on average.

For the 29546, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$743 /yr.
Average Coverage:$993 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1293 /yr.

What is the average home insurance cost for a home in 29546?

  • • The average homeowners insurance premium paid annually for a home in 29546 is around $993 per year.

What does it cost on average per month for home insurance in 29546?

  • • Homeowners in 29546 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 29546?

  • • Autoowners in 29546 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gresham area, check out other zip codes nearby 29546.
Review average rates in another zip code:
29546 homeowners insurance rates

Home Replacement Cost Coverage in 29546

Average Building Cost Per Square Foot in 29546: $131

Location: Gresham, South Carolina (Marion County)

Average Square Footage in 29546: 779 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29546 before you start any project. Gresham homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29546 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29546 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 779 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gresham area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131779$102,000
Additional Upgrades & Added Features$164779$127,500
Major Home Updates or Advancements$197779$153,000

It's important to understand that when you estimate your replacement cost of your home in the 29546 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29546

Best Home & Auto Insurance Agencies in 29546

Housing Demographics for 29546

Population Review for 29546 Zip Code

For the city of Gresham, the population within 29546 has increased to over 2,545 residents in population size. The current population total is 2,315. We have broken down the population based on race below. In 29546, there are over 1084 in male population and 1231 females.

PopulationValues
Total Population2,315
White Population874
Black Population1233
Hispanic Population173
Asian Population4
Hawaiian Population3
Indian Population5
Other Population92
Male Population1084
Female Population1231
Population Estimate2545

Household Data for 29546

The average number of homes in 29546 is around 997, there are an average of 2.32 per household. The average house value according to local real estate values is around $102,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode997
Persons Per Household2.32
Average House Value$102,000
Income Per Household$32685
Median Age46.1
Median Age Male45.0
Median Age Female47.7
29546 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843
CityGresham
City Alias NameGRESHAM
CountyMarion
County FIPS067
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses21
Number Of Employees131
Business First Quarter Payroll936
Business Annual Payroll4861
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea5354.62
Delivery Residential1097
Delivery Business25
Delivery Total1200
Preferred Last Line KeyX23989
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX23989
Land Area142.483000
Water Area3.221000
City Alias Code
City Mixed CaseGresham
City Alias Mixed CaseGresham
Box Count73
SFDU1097
MFDU0
State ANSI45
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number453680
Unique ZIP Name
SSA State County Code42330
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID34
County Mixed CaseMarion

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]