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29550 Home Insurance Quotes & Rates

Currently, the 12,268 homes within the 29550 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for South Carolina is around $992 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Hartsville, SC, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 29550.

South Carolina is now ranking #18 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Hartsville home insurance quotes all in one place then GetHomeInsuranceQuotes.com of South Carolina has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 29550 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Hartsville, South Carolina home insurance rates today!

Please give us a call now at 1-866-918-3404, easily get up to 12 rates over the phone in minutes. For Hartsville, SC Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

29550 Home Insurance Average Premiums

Local 29550 homeowners insurance quotes comparison

$742 /yr.

Shows Zip Code: 29550 lowest rates with discounts applied on average.

For the 29550, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$742 /yr.
Average Coverage:$992 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1292 /yr.

What is the average home insurance cost for a home in 29550?

  • • The average homeowners insurance premium paid annually for a home in 29550 is around $992 per year.

What does it cost on average per month for home insurance in 29550?

  • • Homeowners in 29550 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 29550?

  • • Autoowners in 29550 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hartsville area, check out other zip codes nearby 29550.
Review average rates in another zip code:
29550 homeowners insurance rates

Home Replacement Cost Coverage in 29550

Average Building Cost Per Square Foot in 29550: $131

Location: Hartsville, South Carolina (Darlington County)

Average Square Footage in 29550: 945 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29550 before you start any project. Hartsville homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29550 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29550 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 945 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hartsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131945$123,800
Additional Upgrades & Added Features$164945$154,750
Major Home Updates or Advancements$197945$185,700

It's important to understand that when you estimate your replacement cost of your home in the 29550 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29550

Trust Company of South Carolina

Address: 120 South 5th Street Hartsville, SC 29550
Phone: (843)332-2601
Website:

Allstate Insurance Company

Address: 120 South 5th Street Hartsville, SC 29550
Phone: (843)332-2601
Website: www.allstate.com

Edwards Holmes & Associates Inc

Address: 1218 East Carolina Avenue Hartsville, SC 29550
Phone: (843)857-4400
Website:

Best Home & Auto Insurance Agencies in 29550

Trust Company of South Carolina

Address: 120 S 5th St Hartsville, SC 29550
Phone:
Website:
Info:

Blackwell Agency

Address: 231 W Carolina Ave Hartsville, SC 29550
Phone:
Website:
Info:

Hunter Jr- Macon G

Address: 500 N 5th St Hartsville, SC 29550
Phone:
Website: http://www.statefarm.com
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Mims Gary E Insurance Agency

Address: 604 W Carolina Ave Hartsville, SC 29550
Phone:
Website:
Info:

Edwards Holmes & Associates Inc

Address: 1218 E Carolina Ave Hartsville, SC 29550
Phone:
Website:
Info:

Housing Demographics for 29550

Population Review for 29550 Zip Code

For the city of Hartsville, the population within 29550 has increased to over 32,275 residents in population size. The current population total is 30,013. We have broken down the population based on race below. In 29550, there are over 14230 in male population and 15783 females.

PopulationValues
Total Population30,013
White Population19276
Black Population8752
Hispanic Population930
Asian Population205
Hawaiian Population9
Indian Population85
Other Population574
Male Population14230
Female Population15783
Population Estimate32275

Household Data for 29550

The average number of homes in 29550 is around 12,268, there are an average of 2.38 per household. The average house value according to local real estate values is around $123,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,268
Persons Per Household2.38
Average House Value$123,800
Income Per Household$49630
Median Age42.6
Median Age Male40.7
Median Age Female44.2
29550 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843/854
CityHartsville
City Alias NameHARTSVILLE
CountyDarlington
County FIPS031
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA22500
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFlorence, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses583
Number Of Employees9423
Business First Quarter Payroll162207
Business Annual Payroll561558
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population205566
CBSA Division Population0
Congressional District05|07
Congressional LandArea5505.54|5354.62
Delivery Residential13561
Delivery Business885
Delivery Total14455
Preferred Last Line KeyX24014
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX24014
Land Area208.194000
Water Area3.596000
City Alias Code
City Mixed CaseHartsville
City Alias Mixed CaseHartsville
Box Count0
SFDU12642
MFDU152
State ANSI45
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number453840
Unique ZIP Name
SSA State County Code42150
Medicare CBSA Code22500
Medicare CBSA NameFlorence, SC
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseDarlington

South Carolina Homeowners Insurance News & Information

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    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]