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29565, SC Home Insurance

In the zip code of 29565, the population size is around 6,477, which consists of 2,573 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Latta, SC. A few years ago, a study was done and found that the average home insurance rates for South Carolina are around $1,005 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 29565 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Latta. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-866-918-3404 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Latta, SC Homeowners Insurance Online Rates Today!

29565 Home Insurance Average Premiums

Local 29565 homeowners insurance quotes comparison

$755 /yr.

Shows Zip Code: 29565 lowest rates with discounts applied on average.

For the 29565, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$755 /yr.
Average Coverage:$1005 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1305 /yr.

What is the average home insurance cost for a home in 29565?

  • • The average homeowners insurance premium paid annually for a home in 29565 is around $1005 per year.

What does it cost on average per month for home insurance in 29565?

  • • Homeowners in 29565 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 29565?

  • • Autoowners in 29565 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Latta area, check out other zip codes nearby 29565.
Review average rates in another zip code:
29565 homeowners insurance rates

Home Replacement Cost Coverage in 29565

Average Building Cost Per Square Foot in 29565: $131

Location: Latta, South Carolina (Dillon County)

Average Square Footage in 29565: 536 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29565 before you start any project. Latta homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29565 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29565 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 536 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Latta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131536$70,200
Additional Upgrades & Added Features$164536$87,750
Major Home Updates or Advancements$197536$105,300

It's important to understand that when you estimate your replacement cost of your home in the 29565 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29565

Best Home & Auto Insurance Agencies in 29565

Service Insurance Agency Inc

Address: 105 E Main St Latta, SC 29565
Phone:
Website:
Info:

Bethea & Bethea Insurance Agency Inc

Address: 110 W Main St Latta, SC 29565
Phone:
Website:
Info:

Housing Demographics for 29565

Population Review for 29565 Zip Code

For the city of Latta, the population within 29565 has increased to over 6,907 residents in population size. The current population total is 6,477. We have broken down the population based on race below. In 29565, there are over 3119 in male population and 3358 females.

PopulationValues
Total Population6,477
White Population3350
Black Population2637
Hispanic Population146
Asian Population6
Hawaiian Population1
Indian Population114
Other Population79
Male Population3119
Female Population3358
Population Estimate6907

Household Data for 29565

The average number of homes in 29565 is around 2,573, there are an average of 2.52 per household. The average house value according to local real estate values is around $70,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,573
Persons Per Household2.52
Average House Value$70,200
Income Per Household$38462
Median Age40.9
Median Age Male39.0
Median Age Female42.5
29565 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843
CityLatta
City Alias NameLATTA
CountyDillon
County FIPS033
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses78
Number Of Employees695
Business First Quarter Payroll5392
Business Annual Payroll24731
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea5354.62
Delivery Residential2741
Delivery Business106
Delivery Total3246
Preferred Last Line KeyX24137
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX24137
Land Area126.697000
Water Area0.531000
City Alias Code
City Mixed CaseLatta
City Alias Mixed CaseLatta
Box Count342
SFDU2547
MFDU60
State ANSI45
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number454860
Unique ZIP Name
SSA State County Code42160
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID17
County Mixed CaseDillon

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]