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29594 Homeowners Insurance Quotes & Rates

Tatum residents living within the 48 homes available in the zip code of 29594 are shopping online to compare cheaper and more affordable Tatum, SC home insurance rates. In the great city of Tatum, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of South Carolina is around $976 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 29594 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 29594 home insurance rates today! Please give us a call now at 1-866-918-3404. For Tatum, SC Homeowners Insurance Quotes, Click to easily get started!

29594 Home Insurance Average Premiums

Local 29594 homeowners insurance quotes comparison

$726 /yr.

Shows Zip Code: 29594 lowest rates with discounts applied on average.

For the 29594, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$726 /yr.
Average Coverage:$976 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1276 /yr.

What is the average home insurance cost for a home in 29594?

  • • The average homeowners insurance premium paid annually for a home in 29594 is around $976 per year.

What does it cost on average per month for home insurance in 29594?

  • • Homeowners in 29594 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 29594?

  • • Autoowners in 29594 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tatum area, check out other zip codes nearby 29594.
Review average rates in another zip code:
29594 homeowners insurance rates

Home Replacement Cost Coverage in 29594

Average Building Cost Per Square Foot in 29594: $131

Location: Tatum, South Carolina (Marlboro County)

Average Square Footage in 29594: 592 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29594 before you start any project. Tatum homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29594 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29594 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 592 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tatum area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131592$77,500
Additional Upgrades & Added Features$164592$96,875
Major Home Updates or Advancements$197592$116,250

It's important to understand that when you estimate your replacement cost of your home in the 29594 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29594

Best Home & Auto Insurance Agencies in 29594

Housing Demographics for 29594

Population Review for 29594 Zip Code

For the city of Tatum, the population within 29594 has increased to over 0 residents in population size. The current population total is 112. We have broken down the population based on race below. In 29594, there are over 41 in male population and 71 females.

PopulationValues
Total Population112
White Population44
Black Population43
Hispanic Population4
Asian Population0
Hawaiian Population1
Indian Population11
Other Population3
Male Population41
Female Population71
Population Estimate0

Household Data for 29594

The average number of homes in 29594 is around 48, there are an average of 2.33 per household. The average house value according to local real estate values is around $77,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode48
Persons Per Household2.33
Average House Value$77,500
Income Per Household$0
Median Age44.5
Median Age Male49.8
Median Age Female43.8
29594 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeZ
City Alias Abbreviation
Area Code843/854
CityTatum
City Alias NameTATUM
CountyMarlboro
County FIPS069
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea5354.62
Delivery Residential0
Delivery Business0
Delivery Total92
Preferred Last Line KeyX24708
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX24708
Land Area2.293000
Water Area0.000000
City Alias Code
City Mixed CaseTatum
City Alias Mixed CaseTatum
Box Count88
SFDU0
MFDU0
State ANSI45
County ANSI069
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number458660
Unique ZIP Name
SSA State County Code42340
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID35
County Mixed CaseMarlboro

South Carolina Homeowners Insurance News & Information

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    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]