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29605 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 29605? There are over 14,617 occupied homes in the 29605 area. With a population size of 36,970, it's not uncommon for residence of Greenville, SC to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in South Carolina is around $993 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 29605 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Greenville, SC Home Insurance Rate Quotes

29605 Home Insurance Average Premiums

Local 29605 homeowners insurance quotes comparison

$743 /yr.

Shows Zip Code: 29605 lowest rates with discounts applied on average.

For the 29605, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$743 /yr.
Average Coverage:$993 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1293 /yr.

What is the average home insurance cost for a home in 29605?

  • • The average homeowners insurance premium paid annually for a home in 29605 is around $993 per year.

What does it cost on average per month for home insurance in 29605?

  • • Homeowners in 29605 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 29605?

  • • Autoowners in 29605 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greenville area, check out other zip codes nearby 29605.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 29605

Average Building Cost Per Square Foot in 29605: $131

Location: Greenville, South Carolina (Greenville County)

Average Square Footage in 29605: 1,324 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29605 before you start any project. Greenville homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29605 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29605 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,324 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,324$173,400
Additional Upgrades & Added Features$1641,324$216,750
Major Home Updates or Advancements$1971,324$260,100

It's important to understand that when you estimate your replacement cost of your home in the 29605 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29605

Best Home & Auto Insurance Agencies in 29605

Lee- Burke Alvah - State Farm Insurance Agent

Address: 1503 Augusta St Greenville, SC 29605
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Marvin Williams Truck Insurance

Address: 1306 S Church St Greenville, SC 29605
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 500 Mills Ave Greenville, SC 29605
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 29605

Population Review for 29605 Zip Code

For the city of Greenville, the population within 29605 has increased to over 41,922 residents in population size. The current population total is 36,970. We have broken down the population based on race below. In 29605, there are over 17616 in male population and 19354 females.

PopulationValues
Total Population36,970
White Population17909
Black Population13356
Hispanic Population4916
Asian Population246
Hawaiian Population31
Indian Population253
Other Population2992
Male Population17616
Female Population19354
Population Estimate41922

Household Data for 29605

The average number of homes in 29605 is around 14,617, there are an average of 2.52 per household. The average house value according to local real estate values is around $173,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,617
Persons Per Household2.52
Average House Value$173,400
Income Per Household$57406
Median Age37.1
Median Age Male36.0
Median Age Female38.0
29605 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code864
CityGreenville
City Alias NameGREENVILLE
CountyGreenville
County FIPS045
State FIPS45
Time Zone5
Day Light SavingY
MSA3160
PMSA
CSA273
CBSA24860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGreenville-Anderson-Greer, SC
MSA_NameGreenville-Spartanburg-Anderson, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses953
Number Of Employees24192
Business First Quarter Payroll312381
Business Annual Payroll1381393
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population636986
CBSA Division Population0
Congressional District04
Congressional LandArea1299.3
Delivery Residential16636
Delivery Business1101
Delivery Total17529
Preferred Last Line KeyX23985
Classification Code
Multi-County
CSA NameGreenville-Spartanburg-Anderson, SC
CBSA_DIV_Name
City State KeyX23985
Land Area24.830000
Water Area0.146000
City Alias Code
City Mixed CaseGreenville
City Alias Mixed CaseGreenville
Box Count0
SFDU12805
MFDU936
State ANSI45
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number453620
Unique ZIP Name
SSA State County Code42220
Medicare CBSA Code24860
Medicare CBSA NameGreenville-Anderson, SC
Medicare CBSA TypeMetro
Market Rating Area ID23
County Mixed CaseGreenville

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

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  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]