Get multiple home insurance quotes in 29628. Our licensed 29628, SC agents are ready to serve you.

Check Out 29628 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Calhoun Falls, SC.

We will gather some basic information about your home in Calhoun Falls, SC and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of South Carolina licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 29628 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 29628

We have pulled together a variety of data related to homeowners insurance in South Carolina. Simply click on one of the links below to learn about the average cost of homeowners insurance in South Carolina as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Calhoun Falls, SC home insurance quotes in your local city and review the most competitive coverages and premiums.

29628 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 29628 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in South Carolina is roughly $992. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 29628 homeowners insurance policy!

29628 Home Insurance Average Premiums

Local 29628 homeowners insurance quotes comparison

$742 /yr.

Shows Zip Code: 29628 lowest rates with discounts applied on average.

For the 29628, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$742 /yr.
Average Coverage:$992 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1292 /yr.

What is the average home insurance cost for a home in 29628?

  • • The average homeowners insurance premium paid annually for a home in 29628 is around $992 per year.

What does it cost on average per month for home insurance in 29628?

  • • Homeowners in 29628 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 29628?

  • • Autoowners in 29628 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Calhoun Falls area, check out other zip codes nearby 29628.
Review average rates in another zip code:
29628 homeowners insurance rates

Home Replacement Cost Coverage in 29628

Average Building Cost Per Square Foot in 29628: $131

Location: Calhoun Falls, South Carolina (Abbeville County)

Average Square Footage in 29628: 575 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29628 before you start any project. Calhoun Falls homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29628 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29628 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 575 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Calhoun Falls area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131575$75,300
Additional Upgrades & Added Features$164575$94,125
Major Home Updates or Advancements$197575$112,950

It's important to understand that when you estimate your replacement cost of your home in the 29628 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29628

Best Home & Auto Insurance Agencies in 29628

Housing Demographics for 29628

Population Review for 29628 Zip Code

For the city of Calhoun Falls, the population within 29628 has increased to over 2,448 residents in population size. The current population total is 2,454. We have broken down the population based on race below. In 29628, there are over 1151 in male population and 1303 females.

PopulationValues
Total Population2,454
White Population1139
Black Population1167
Hispanic Population45
Asian Population7
Hawaiian Population0
Indian Population11
Other Population28
Male Population1151
Female Population1303
Population Estimate2448

Household Data for 29628

The average number of homes in 29628 is around 1,096, there are an average of 2.24 per household. The average house value according to local real estate values is around $75,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,096
Persons Per Household2.24
Average House Value$75,300
Income Per Household$28771
Median Age49.2
Median Age Male47.3
Median Age Female50.2
29628 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code864
CityCalhoun Falls
City Alias NameCALHOUN FALLS
CountyAbbeville
County FIPS001
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA273
CBSA24940
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGreenwood, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees70
Business First Quarter Payroll587
Business Annual Payroll2474
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population69661
CBSA Division Population0
Congressional District03
Congressional LandArea5268.28
Delivery Residential1093
Delivery Business35
Delivery Total1632
Preferred Last Line KeyX23620
Classification Code
Multi-CountyY
CSA NameGreenville-Spartanburg-Anderson, SC
CBSA_DIV_Name
City State KeyX23620
Land Area71.163000
Water Area8.142000
City Alias Code
City Mixed CaseCalhoun Falls
City Alias Mixed CaseCalhoun Falls
Box Count153
SFDU987
MFDU0
State ANSI45
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number451160
Unique ZIP Name
SSA State County Code42000
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseAbbeville

South Carolina Homeowners Insurance News & Information

  • Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]