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29634 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 29634 zip code it's important to know that our rates are very competitive for homeowners living in Clemson, SC. Many homeowners based out of your 29634 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 29634 should appear in the zip code field ready to go. For Clemson, SC Homeowners Insurance Quotes nearby, we offer the best rates and service.

29634: Average Home Insurance Rates

For homeowners living in the great city of Clemson, the average homeowners policy is considered high in comparison to other states. South Carolina premiums are estimated to be around $1039 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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29634 Home Insurance Average Premiums

Local 29634 homeowners insurance quotes comparison

$789 /yr.

Shows Zip Code: 29634 lowest rates with discounts applied on average.

For the 29634, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$789 /yr.
Average Coverage:$1039 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1339 /yr.

What is the average home insurance cost for a home in 29634?

  • • The average homeowners insurance premium paid annually for a home in 29634 is around $1039 per year.

What does it cost on average per month for home insurance in 29634?

  • • Homeowners in 29634 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 29634?

  • • Autoowners in 29634 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clemson area, check out other zip codes nearby 29634.
Review average rates in another zip code:
29631 homeowners insurance rates
29634 homeowners insurance rates

Home Replacement Cost Coverage in 29634

Average Building Cost Per Square Foot in 29634: $131

Location: Clemson, South Carolina (Pickens County)

Average Square Footage in 29634: 1,260 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29634 before you start any project. Clemson homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29634 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29634 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,260 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clemson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,260$165,000
Additional Upgrades & Added Features$1641,260$206,250
Major Home Updates or Advancements$1971,260$247,500

It's important to understand that when you estimate your replacement cost of your home in the 29634 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29634

Best Home & Auto Insurance Agencies in 29634

Housing Demographics for 29634

Population Review for 29634 Zip Code

For the city of Clemson, the population within 29634 has increased to over 0 residents in population size. The current population total is 6,207. We have broken down the population based on race below. In 29634, there are over 2959 in male population and 3248 females.

PopulationValues
Total Population6,207
White Population4941
Black Population567
Hispanic Population326
Asian Population172
Hawaiian Population2
Indian Population18
Other Population81
Male Population2959
Female Population3248
Population Estimate0

Household Data for 29634

The average number of homes in 29634 is around 19, there are an average of 3.53 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19
Persons Per Household3.53
Average House Value$165,000
Income Per Household$0
Median Age19.5
Median Age Male19.5
Median Age Female19.4
29634 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code864
CityClemson
City Alias NameCLEMSON
CountyPickens
County FIPS077
State FIPS45
Time Zone5
Day Light SavingY
MSA3160
PMSA
CSA273
CBSA24860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGreenville-Anderson-Greer, SC
MSA_NameGreenville-Spartanburg-Anderson, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees453
Business First Quarter Payroll2513
Business Annual Payroll12707
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population636986
CBSA Division Population0
Congressional District03
Congressional LandArea5268.28
Delivery Residential0
Delivery Business1
Delivery Total1
Preferred Last Line KeyX23702
Classification CodeU
Multi-County
CSA NameGreenville-Spartanburg-Anderson, SC
CBSA_DIV_Name
City State KeyX23702
Land Area1.392000
Water Area0.028000
City Alias CodeUP
City Mixed CaseClemson
City Alias Mixed CaseClemson
Box Count0
SFDU0
MFDU0
State ANSI45
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number451680
Unique ZIP Name
SSA State County Code42380
Medicare CBSA Code24860
Medicare CBSA NameGreenville-Anderson, SC
Medicare CBSA TypeMetro
Market Rating Area ID39
County Mixed CasePickens

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

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    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

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    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]