Get multiple home insurance quotes in 29640. Our licensed 29640, SC agents are ready to serve you.

Homeowners Insurance in 29640

In Easley, SC, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 29640 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 29640 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 29640 should appear in the zip code field ready to go.

29640 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in South Carolina, you are going to see rates around the average home insurance premium per year of $1037. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Easley home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 29640 Home Insurance Rates Now!

Best 3 Options to Compare in 29640

If you want homeowners insurance quotes within the city of Easley or in the 29640 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Easley, SC.

29640 Home Insurance Average Premiums

Local 29640 homeowners insurance quotes comparison

$787 /yr.

Shows Zip Code: 29640 lowest rates with discounts applied on average.

For the 29640, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$787 /yr.
Average Coverage:$1037 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1337 /yr.

What is the average home insurance cost for a home in 29640?

  • • The average homeowners insurance premium paid annually for a home in 29640 is around $1037 per year.

What does it cost on average per month for home insurance in 29640?

  • • Homeowners in 29640 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 29640?

  • • Autoowners in 29640 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Easley area, check out other zip codes nearby 29640.
Review average rates in another zip code:
29640 homeowners insurance rates
29642 homeowners insurance rates

Home Replacement Cost Coverage in 29640

Average Building Cost Per Square Foot in 29640: $131

Location: Easley, South Carolina (Pickens County)

Average Square Footage in 29640: 1,152 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29640 before you start any project. Easley homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29640 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29640 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,152 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Easley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,152$150,900
Additional Upgrades & Added Features$1641,152$188,625
Major Home Updates or Advancements$1971,152$226,350

It's important to understand that when you estimate your replacement cost of your home in the 29640 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29640

Nationwide Insurance & Financial Services

Address: 5051 Calhoun Memorial Highway Easley, SC 29640
Phone: (864)850-1144
Website: www.nationwide.com

Mahaffey Bo Insurance Agency

Address: 5051 Calhoun Memorial Highway Suite I Easley, SC 29640
Phone: (864)850-1144
Website:

B S I Agency

Address: 107 David Street Easley, SC 29640
Phone: (864)855-4887
Website: www.yourbenefitsource.com

Best Home & Auto Insurance Agencies in 29640

Crosby- Dennis S

Address: 1212 E Main St Easley, SC 29640
Phone:
Website:
Info:

Hagood Agency Inc

Address: 539 S Pendleton St Easley, SC 29640
Phone:
Website:
Info:

Allstate Insurance Company

Address: 5119 Calhoun Memorial Hwy Easley, SC 29640
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Nationwide Insurance & Financial Services

Address: 5051 Calhoun Memorial Hwy Easley, SC 29640
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

B S I Agency

Address: 107 David St Easley, SC 29640
Phone:
Website: http://www.yourbenefitsource.com
Info:

Housing Demographics for 29640

Population Review for 29640 Zip Code

For the city of Easley, the population within 29640 has increased to over 35,257 residents in population size. The current population total is 32,191. We have broken down the population based on race below. In 29640, there are over 15713 in male population and 16478 females.

PopulationValues
Total Population32,191
White Population26205
Black Population2477
Hispanic Population2093
Asian Population120
Hawaiian Population15
Indian Population137
Other Population1203
Male Population15713
Female Population16478
Population Estimate35257

Household Data for 29640

The average number of homes in 29640 is around 13,070, there are an average of 2.45 per household. The average house value according to local real estate values is around $150,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,070
Persons Per Household2.45
Average House Value$150,900
Income Per Household$53495
Median Age41.3
Median Age Male40.0
Median Age Female42.6
29640 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code864
CityEasley
City Alias NameEASLEY
CountyPickens
County FIPS077
State FIPS45
Time Zone5
Day Light SavingY
MSA3160
PMSA
CSA273
CBSA24860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGreenville-Anderson-Greer, SC
MSA_NameGreenville-Spartanburg-Anderson, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses777
Number Of Employees8652
Business First Quarter Payroll70255
Business Annual Payroll305571
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population636986
CBSA Division Population0
Congressional District03
Congressional LandArea5268.28
Delivery Residential14391
Delivery Business1041
Delivery Total15293
Preferred Last Line KeyX23826
Classification Code
Multi-County
CSA NameGreenville-Spartanburg-Anderson, SC
CBSA_DIV_Name
City State KeyX23826
Land Area85.663000
Water Area0.538000
City Alias Code
City Mixed CaseEasley
City Alias Mixed CaseEasley
Box Count0
SFDU12218
MFDU338
State ANSI45
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number452520
Unique ZIP Name
SSA State County Code42380
Medicare CBSA Code24860
Medicare CBSA NameGreenville-Anderson, SC
Medicare CBSA TypeMetro
Market Rating Area ID39
County Mixed CasePickens

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

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    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

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  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]