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Home Insurance Quotes in 29643

Are you shopping for a cheaper homeowners insurance rate in 29643? Our rates are very competitive for homeowners living in Fair Play, SC. Many homeowners located in the 29643 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 29643. To get free 29643 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 29643 zip code should appear in the zip code field ready to go. Shopping Fair Play, SC Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 29643 to review the best rate coverages.

Your 29643 Home Insurance Costs Is Rated: High!

For the great city of Fair Play, the average home insurance premium paid annually is around $922 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our South Carolina specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Fair Play and need insurance on your home in the 29643 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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29643 Home Insurance Average Premiums

Local 29643 homeowners insurance quotes comparison

$672 /yr.

Shows Zip Code: 29643 lowest rates with discounts applied on average.

For the 29643, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$672 /yr.
Average Coverage:$922 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1222 /yr.

What is the average home insurance cost for a home in 29643?

  • • The average homeowners insurance premium paid annually for a home in 29643 is around $922 per year.

What does it cost on average per month for home insurance in 29643?

  • • Homeowners in 29643 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 29643?

  • • Autoowners in 29643 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fair Play area, check out other zip codes nearby 29643.
Review average rates in another zip code:
29643 homeowners insurance rates

Home Replacement Cost Coverage in 29643

Average Building Cost Per Square Foot in 29643: $131

Location: Fair Play, South Carolina (Oconee County)

Average Square Footage in 29643: 2,050 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29643 before you start any project. Fair Play homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29643 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29643 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,050 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fair Play area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1312,050$268,500
Additional Upgrades & Added Features$1642,050$335,625
Major Home Updates or Advancements$1972,050$402,750

It's important to understand that when you estimate your replacement cost of your home in the 29643 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29643

Best Home & Auto Insurance Agencies in 29643

Housing Demographics for 29643

Population Review for 29643 Zip Code

For the city of Fair Play, the population within 29643 has increased to over 3,891 residents in population size. The current population total is 2,892. We have broken down the population based on race below. In 29643, there are over 1457 in male population and 1435 females.

PopulationValues
Total Population2,892
White Population2666
Black Population53
Hispanic Population58
Asian Population15
Hawaiian Population0
Indian Population7
Other Population22
Male Population1457
Female Population1435
Population Estimate3891

Household Data for 29643

The average number of homes in 29643 is around 1,242, there are an average of 2.33 per household. The average house value according to local real estate values is around $268,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,242
Persons Per Household2.33
Average House Value$268,500
Income Per Household$75625
Median Age49.2
Median Age Male50.0
Median Age Female48.7
29643 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code864
CityFair Play
City Alias NameFAIR PLAY
CountyOconee
County FIPS073
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA273
CBSA42860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSeneca, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses54
Number Of Employees457
Business First Quarter Payroll4498
Business Annual Payroll21588
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population74273
CBSA Division Population0
Congressional District03
Congressional LandArea5268.28
Delivery Residential1670
Delivery Business47
Delivery Total3382
Preferred Last Line KeyX23861
Classification Code
Multi-CountyY
CSA NameGreenville-Spartanburg-Anderson, SC
CBSA_DIV_Name
City State KeyX23861
Land Area27.955000
Water Area10.680000
City Alias Code
City Mixed CaseFair Play
City Alias Mixed CaseFair Play
Box Count202
SFDU1611
MFDU34
State ANSI45
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number452880
Unique ZIP Name
SSA State County Code42360
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID37
County Mixed CaseOconee

South Carolina Homeowners Insurance News & Information

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