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If you live in the 29664 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Mountain Rest have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our SC licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 29664 and then compare quotes from a variety of nationwide insurance companies.

29664 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 29664 the average premium for homeowners coverage is $1001 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 29664. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 29664 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Mountain Rest, SC home insurance quotes in your area.

29664 Home Insurance Average Premiums

Local 29664 homeowners insurance quotes comparison

$751 /yr.

Shows Zip Code: 29664 lowest rates with discounts applied on average.

For the 29664, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$751 /yr.
Average Coverage:$1001 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1301 /yr.

What is the average home insurance cost for a home in 29664?

  • • The average homeowners insurance premium paid annually for a home in 29664 is around $1001 per year.

What does it cost on average per month for home insurance in 29664?

  • • Homeowners in 29664 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 29664?

  • • Autoowners in 29664 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mountain Rest area, check out other zip codes nearby 29664.
Review average rates in another zip code:
29664 homeowners insurance rates

Home Replacement Cost Coverage in 29664

Average Building Cost Per Square Foot in 29664: $131

Location: Mountain Rest, South Carolina (Oconee County)

Average Square Footage in 29664: 1,334 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29664 before you start any project. Mountain Rest homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29664 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29664 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,334 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mountain Rest area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,334$174,800
Additional Upgrades & Added Features$1641,334$218,500
Major Home Updates or Advancements$1971,334$262,200

It's important to understand that when you estimate your replacement cost of your home in the 29664 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29664

Best Home & Auto Insurance Agencies in 29664

Housing Demographics for 29664

Population Review for 29664 Zip Code

For the city of Mountain Rest, the population within 29664 has increased to over 1,855 residents in population size. The current population total is 1,727. We have broken down the population based on race below. In 29664, there are over 925 in male population and 802 females.

PopulationValues
Total Population1,727
White Population1616
Black Population7
Hispanic Population40
Asian Population6
Hawaiian Population1
Indian Population0
Other Population9
Male Population925
Female Population802
Population Estimate1855

Household Data for 29664

The average number of homes in 29664 is around 815, there are an average of 2.12 per household. The average house value according to local real estate values is around $174,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode815
Persons Per Household2.12
Average House Value$174,800
Income Per Household$44491
Median Age52.0
Median Age Male53.4
Median Age Female51.4
29664 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code864
CityMountain Rest
City Alias NameMOUNTAIN REST
CountyOconee
County FIPS073
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA273
CBSA42860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSeneca, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees110
Business First Quarter Payroll755
Business Annual Payroll3716
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population74273
CBSA Division Population0
Congressional District03
Congressional LandArea5268.28
Delivery Residential875
Delivery Business23
Delivery Total2517
Preferred Last Line KeyX24295
Classification Code
Multi-County
CSA NameGreenville-Spartanburg-Anderson, SC
CBSA_DIV_Name
City State KeyX24295
Land Area98.544000
Water Area0.514000
City Alias Code
City Mixed CaseMountain Rest
City Alias Mixed CaseMountain Rest
Box Count94
SFDU867
MFDU0
State ANSI45
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number455980
Unique ZIP Name
SSA State County Code42360
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID37
County Mixed CaseOconee

South Carolina Homeowners Insurance News & Information

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