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Find the Best Home Insurance Rates in 29666

Shopping for homeowners insurance in 29666 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Ninety Six, SC and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our South Carolina licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 29666 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 29666

Find Ninety Six, SC Homeowners Insurance Quotes to review the best coverage options in your area.

29666 Home Insurance Rating is: high!

In 29666 the average premium is $1008. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 29666, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 29666!

29666 Home Insurance Average Premiums

Local 29666 homeowners insurance quotes comparison

$758 /yr.

Shows Zip Code: 29666 lowest rates with discounts applied on average.

For the 29666, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$758 /yr.
Average Coverage:$1008 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1308 /yr.

What is the average home insurance cost for a home in 29666?

  • • The average homeowners insurance premium paid annually for a home in 29666 is around $1008 per year.

What does it cost on average per month for home insurance in 29666?

  • • Homeowners in 29666 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 29666?

  • • Autoowners in 29666 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ninety Six area, check out other zip codes nearby 29666.
Review average rates in another zip code:
29666 homeowners insurance rates

Home Replacement Cost Coverage in 29666

Average Building Cost Per Square Foot in 29666: $131

Location: Ninety Six, South Carolina (Greenwood County)

Average Square Footage in 29666: 960 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29666 before you start any project. Ninety Six homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29666 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29666 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 960 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ninety Six area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131960$125,800
Additional Upgrades & Added Features$164960$157,250
Major Home Updates or Advancements$197960$188,700

It's important to understand that when you estimate your replacement cost of your home in the 29666 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29666

Best Home & Auto Insurance Agencies in 29666

Housing Demographics for 29666

Population Review for 29666 Zip Code

For the city of Ninety Six, the population within 29666 has increased to over 7,565 residents in population size. The current population total is 6,685. We have broken down the population based on race below. In 29666, there are over 3228 in male population and 3457 females.

PopulationValues
Total Population6,685
White Population5309
Black Population1014
Hispanic Population169
Asian Population26
Hawaiian Population3
Indian Population19
Other Population83
Male Population3228
Female Population3457
Population Estimate7565

Household Data for 29666

The average number of homes in 29666 is around 2,815, there are an average of 2.37 per household. The average house value according to local real estate values is around $125,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,815
Persons Per Household2.37
Average House Value$125,800
Income Per Household$58705
Median Age47.8
Median Age Male46.1
Median Age Female48.9
29666 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code864
CityNinety Six
City Alias NameNINETY SIX
CountyGreenwood
County FIPS047
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA273
CBSA24940
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGreenwood, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses75
Number Of Employees540
Business First Quarter Payroll4208
Business Annual Payroll18391
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population69661
CBSA Division Population0
Congressional District03
Congressional LandArea5268.28
Delivery Residential3192
Delivery Business105
Delivery Total3538
Preferred Last Line KeyX24334
Classification Code
Multi-CountyY
CSA NameGreenville-Spartanburg-Anderson, SC
CBSA_DIV_Name
City State KeyX24334
Land Area122.331000
Water Area3.558000
City Alias Code
City Mixed CaseNinety Six
City Alias Mixed CaseNinety Six
Box Count178
SFDU3029
MFDU0
State ANSI45
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number456320
Unique ZIP Name
SSA State County Code42230
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID24
County Mixed CaseGreenwood

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