Get multiple home insurance quotes in 29685. Our licensed 29685, SC agents are ready to serve you.

29685 Home Insurance Rates

Getting multiple homeowners insurance rates in 29685 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Sunset, SC. Many homeowners based out of the 29685 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our South Carolina licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 29685 should appear in the zip code field ready to go. For Sunset, SC Home Insurance Quotes, Click to easily get started!

29685 Homeowners Insurance Rates, Average Rating: High!

Your homeowners insurance policy in 29685 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Sunset. For a basic HO-3, standard homeowners policy, the average premium per year in South Carolina is around $1084. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 29685 zip code today and let us help you save time and money on your homeowners insurance premium.

Get 29685 Home Insurance Rates Today and Save!

29685 Home Insurance Average Premiums

Local 29685 homeowners insurance quotes comparison

$834 /yr.

Shows Zip Code: 29685 lowest rates with discounts applied on average.

For the 29685, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$834 /yr.
Average Coverage:$1084 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1384 /yr.

What is the average home insurance cost for a home in 29685?

  • • The average homeowners insurance premium paid annually for a home in 29685 is around $1084 per year.

What does it cost on average per month for home insurance in 29685?

  • • Homeowners in 29685 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 29685?

  • • Autoowners in 29685 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sunset area, check out other zip codes nearby 29685.
Review average rates in another zip code:
29685 homeowners insurance rates

Home Replacement Cost Coverage in 29685

Average Building Cost Per Square Foot in 29685: $131

Location: Sunset, South Carolina (Pickens County)

Average Square Footage in 29685: 2,409 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29685 before you start any project. Sunset homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29685 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29685 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,409 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sunset area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1312,409$315,600
Additional Upgrades & Added Features$1642,409$394,500
Major Home Updates or Advancements$1972,409$473,400

It's important to understand that when you estimate your replacement cost of your home in the 29685 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29685

Best Home & Auto Insurance Agencies in 29685

Housing Demographics for 29685

Population Review for 29685 Zip Code

For the city of Sunset, the population within 29685 has increased to over 3,224 residents in population size. The current population total is 1,806. We have broken down the population based on race below. In 29685, there are over 939 in male population and 867 females.

PopulationValues
Total Population1,806
White Population1699
Black Population8
Hispanic Population44
Asian Population2
Hawaiian Population0
Indian Population2
Other Population15
Male Population939
Female Population867
Population Estimate3224

Household Data for 29685

The average number of homes in 29685 is around 832, there are an average of 2.17 per household. The average house value according to local real estate values is around $315,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode832
Persons Per Household2.17
Average House Value$315,600
Income Per Household$71200
Median Age60.0
Median Age Male59.9
Median Age Female60.1
29685 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code864
CitySunset
City Alias NameSUNSET
CountyPickens
County FIPS077
State FIPS45
Time Zone5
Day Light SavingY
MSA3160
PMSA
CSA273
CBSA24860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGreenville-Anderson-Greer, SC
MSA_NameGreenville-Spartanburg-Anderson, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses23
Number Of Employees228
Business First Quarter Payroll2000
Business Annual Payroll10248
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population636986
CBSA Division Population0
Congressional District03
Congressional LandArea5268.28
Delivery Residential1486
Delivery Business28
Delivery Total1586
Preferred Last Line KeyX24693
Classification Code
Multi-County
CSA NameGreenville-Spartanburg-Anderson, SC
CBSA_DIV_Name
City State KeyX24693
Land Area88.479000
Water Area7.178000
City Alias Code
City Mixed CaseSunset
City Alias Mixed CaseSunset
Box Count63
SFDU952
MFDU514
State ANSI45
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number458540
Unique ZIP Name
SSA State County Code42380
Medicare CBSA Code24860
Medicare CBSA NameGreenville-Anderson, SC
Medicare CBSA TypeMetro
Market Rating Area ID39
County Mixed CasePickens

South Carolina Homeowners Insurance News & Information

  • Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]