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Compare 29693 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Westminster just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 5,897 neighbors looking to save on their home insurance policy in the local 29693 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 29693. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best South Carolina rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Westminster, SC home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Westminster, SC

29693 Home Insurance Average Premiums

Local 29693 homeowners insurance quotes comparison

$750 /yr.

Shows Zip Code: 29693 lowest rates with discounts applied on average.

For the 29693, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$750 /yr.
Average Coverage:$1000 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1300 /yr.

What is the average home insurance cost for a home in 29693?

  • • The average homeowners insurance premium paid annually for a home in 29693 is around $1000 per year.

What does it cost on average per month for home insurance in 29693?

  • • Homeowners in 29693 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 29693?

  • • Autoowners in 29693 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Westminster area, check out other zip codes nearby 29693.
Review average rates in another zip code:
29693 homeowners insurance rates

Home Replacement Cost Coverage in 29693

Average Building Cost Per Square Foot in 29693: $131

Location: Westminster, South Carolina (Oconee County)

Average Square Footage in 29693: 1,025 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29693 before you start any project. Westminster homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29693 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29693 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,025 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Westminster area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,025$134,300
Additional Upgrades & Added Features$1641,025$167,875
Major Home Updates or Advancements$1971,025$201,450

It's important to understand that when you estimate your replacement cost of your home in the 29693 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29693

Lawrence G. Sobczyk Agency

Address: 902 E Main St Westminster, SC 29693
Phone: (864)647-5758
Website:

Best Home & Auto Insurance Agencies in 29693

Lawrence G. Sobczyk Agency

Address: 902 E Main St Westminster, SC 29693
Phone:
Website:
Info:

Housing Demographics for 29693

Population Review for 29693 Zip Code

For the city of Westminster, the population within 29693 has increased to over 16,793 residents in population size. The current population total is 14,614. We have broken down the population based on race below. In 29693, there are over 7270 in male population and 7344 females.

PopulationValues
Total Population14,614
White Population13039
Black Population502
Hispanic Population554
Asian Population34
Hawaiian Population3
Indian Population64
Other Population251
Male Population7270
Female Population7344
Population Estimate16793

Household Data for 29693

The average number of homes in 29693 is around 5,897, there are an average of 2.47 per household. The average house value according to local real estate values is around $134,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,897
Persons Per Household2.47
Average House Value$134,300
Income Per Household$43316
Median Age45.6
Median Age Male44.5
Median Age Female46.6
29693 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code864
CityWestminster
City Alias NameWESTMINSTER
CountyOconee
County FIPS073
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA273
CBSA42860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSeneca, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses217
Number Of Employees2701
Business First Quarter Payroll28485
Business Annual Payroll125007
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population74273
CBSA Division Population0
Congressional District03
Congressional LandArea5268.28
Delivery Residential6799
Delivery Business260
Delivery Total7467
Preferred Last Line KeyX24792
Classification Code
Multi-County
CSA NameGreenville-Spartanburg-Anderson, SC
CBSA_DIV_Name
City State KeyX24792
Land Area173.407000
Water Area5.763000
City Alias Code
City Mixed CaseWestminster
City Alias Mixed CaseWestminster
Box Count296
SFDU6625
MFDU49
State ANSI45
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number459360
Unique ZIP Name
SSA State County Code42360
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID37
County Mixed CaseOconee

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]