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29696 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 29696 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in West Union, SC. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 29696 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-866-918-3404 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in South Carolina, like average West Union homeowners insurance rates, coverage options or home insurance types, please select West Union, SC Home Insurance Rates Online!

29696 Home Insurance Average Premiums

Local 29696 homeowners insurance quotes comparison

$786 /yr.

Shows Zip Code: 29696 lowest rates with discounts applied on average.

For the 29696, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$786 /yr.
Average Coverage:$1036 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1336 /yr.

What is the average home insurance cost for a home in 29696?

  • • The average homeowners insurance premium paid annually for a home in 29696 is around $1036 per year.

What does it cost on average per month for home insurance in 29696?

  • • Homeowners in 29696 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 29696?

  • • Autoowners in 29696 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Union area, check out other zip codes nearby 29696.
Review average rates in another zip code:
29696 homeowners insurance rates

Home Replacement Cost Coverage in 29696

Average Building Cost Per Square Foot in 29696: $131

Location: West Union, South Carolina (Oconee County)

Average Square Footage in 29696: 1,256 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29696 before you start any project. West Union homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29696 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29696 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,256 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Union area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,256$164,500
Additional Upgrades & Added Features$1641,256$205,625
Major Home Updates or Advancements$1971,256$246,750

It's important to understand that when you estimate your replacement cost of your home in the 29696 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29696

Best Home & Auto Insurance Agencies in 29696

Housing Demographics for 29696

Population Review for 29696 Zip Code

For the city of West Union, the population within 29696 has increased to over 5,318 residents in population size. The current population total is 4,759. We have broken down the population based on race below. In 29696, there are over 2324 in male population and 2435 females.

PopulationValues
Total Population4,759
White Population4169
Black Population81
Hispanic Population344
Asian Population12
Hawaiian Population1
Indian Population30
Other Population122
Male Population2324
Female Population2435
Population Estimate5318

Household Data for 29696

The average number of homes in 29696 is around 1,872, there are an average of 2.51 per household. The average house value according to local real estate values is around $164,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,872
Persons Per Household2.51
Average House Value$164,500
Income Per Household$68296
Median Age47.8
Median Age Male46.7
Median Age Female48.8
29696 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code864
CityWest Union
City Alias NameWEST UNION
CountyOconee
County FIPS073
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA273
CBSA42860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSeneca, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses106
Number Of Employees1700
Business First Quarter Payroll18933
Business Annual Payroll80372
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population74273
CBSA Division Population0
Congressional District03
Congressional LandArea5268.28
Delivery Residential2119
Delivery Business90
Delivery Total2651
Preferred Last Line KeyX24789
Classification Code
Multi-County
CSA NameGreenville-Spartanburg-Anderson, SC
CBSA_DIV_Name
City State KeyX24789
Land Area21.912000
Water Area1.026000
City Alias Code
City Mixed CaseWest Union
City Alias Mixed CaseWest Union
Box Count383
SFDU1899
MFDU56
State ANSI45
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number459380
Unique ZIP Name
SSA State County Code42360
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID37
County Mixed CaseOconee

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