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Find the Best Home Insurance Rates in 29710
Shopping for homeowners insurance in 29710 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Clover, SC and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.
We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our South Carolina licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.
If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 29710 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.
Home Insurance Rate Quotes in 29710
Find Clover, SC Homeowners Insurance Quotes to review the best coverage options in your area.
29710 Home Insurance Rating is: high!
In 29710 the average premium is $976. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.
A Quick Tip: For homeowners living in 29710, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.
Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 29710!
29710 Home Insurance Average Premiums
For the 29710, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $726 /yr. |
Average Coverage: | $976 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1276 /yr. |
What is the average home insurance cost for a home in 29710?
- • The average homeowners insurance premium paid annually for a home in 29710 is around $976 per year.
What does it cost on average per month for home insurance in 29710?
- • Homeowners in 29710 pay a monthly average cost per month around $81.00.
What kind of discount could I get if I combine my home and auto insurance together in 29710?
- • Autoowners in 29710 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Clover area, check out other zip codes nearby 29710.
Review average rates in another zip code:
29710 homeowners insurance rates
Home Replacement Cost Coverage in 29710
Average Building Cost Per Square Foot in 29710: $131
Location: Clover, South Carolina (York County)Average Square Footage in 29710: 1,860 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 29710 before you start any project. Clover homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29710 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 29710 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,860 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clover area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $131 | 1,860 | $243,600 |
Additional Upgrades & Added Features | $164 | 1,860 | $304,500 |
Major Home Updates or Advancements | $197 | 1,860 | $365,400 |
It's important to understand that when you estimate your replacement cost of your home in the 29710 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 29710
Watson Insurance Of The
Address: 4569 Charlotte Hwy Lake Wylie, SC 29710Phone: (803)831-2058
Website: www.watsoninsurance.com
State Farm Insurance
Address: 1400 Village Harbor Drive Clover, SC 29710Phone: (803)831-7393
Website: www.statefarm.com
Best Home & Auto Insurance Agencies in 29710
Killen- James T
Address: 164 Highway 274 Lake Wylie, SC 29710Phone:
Website:
Info:
Watson Insurance Of The
Address: 4569 Charlotte Hwy Lake Wylie, SC 29710Phone:
Website: http://www.watsoninsurance.com
Info:
Sloan Financial Group LLC
Address: 1474 Sc-55 E Clover, SC 29710Phone:
Website: http://www.sloanfinancial.net/
Info:
William B Buchanan - Nationwide Insurance
Address: Charlotte, NC 29710Phone:
Website: http://www.nationwide.com/agent/Charlotte-NORTH-CAROLINA-insurance-agent/bbuchanan/office.html
Info:
State Farm Insurance
Address: 1400 Village Harbor Dr Lake Wylie, SC 29710Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 29710
Population Review for 29710 Zip Code
For the city of Clover, the population within 29710 has increased to over 45,035 residents in population size. The current population total is 39,272. We have broken down the population based on race below. In 29710, there are over 19155 in male population and 20117 females.
Population | Values |
---|---|
Total Population | 39,272 |
White Population | 31224 |
Black Population | 3758 |
Hispanic Population | 2105 |
Asian Population | 579 |
Hawaiian Population | 10 |
Indian Population | 147 |
Other Population | 839 |
Male Population | 19155 |
Female Population | 20117 |
Population Estimate | 45035 |
Household Data for 29710
The average number of homes in 29710 is around 15,021, there are an average of 2.61 per household. The average house value according to local real estate values is around $243,600. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 15,021 |
Persons Per Household | 2.61 |
Average House Value | $243,600 |
Income Per Household | $72748 |
Median Age | 41.0 |
Median Age Male | 40.1 |
Median Age Female | 41.9 |
29710 Details | Values |
---|---|
State | SC |
State Full Name | South Carolina |
City Type | P |
City Alias Abbreviation | |
Area Code | 803/839 |
City | Clover |
City Alias Name | CLOVER |
County | York |
County FIPS | 091 |
State FIPS | 45 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 1520 |
PMSA | |
CSA | 172 |
CBSA | 16740 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Charlotte-Concord-Gastonia, NC-SC |
MSA_Name | Charlotte-Gastonia-Rock Hill, NC-SC MSA |
PMSA_Name | |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 666 |
Number Of Employees | 6045 |
Business First Quarter Payroll | 46716 |
Business Annual Payroll | 209452 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1758038 |
CBSA Division Population | 0 |
Congressional District | 05 |
Congressional LandArea | 5505.54 |
Delivery Residential | 17255 |
Delivery Business | 604 |
Delivery Total | 18396 |
Preferred Last Line Key | X23710 |
Classification Code | |
Multi-County | |
CSA Name | Charlotte-Concord, NC-SC |
CBSA_DIV_Name | |
City State Key | X23710 |
Land Area | 114.084000 |
Water Area | 4.436000 |
City Alias Code | |
City Mixed Case | Clover |
City Alias Mixed Case | Clover |
Box Count | 373 |
SFDU | 12438 |
MFDU | 1029 |
State ANSI | 45 |
County ANSI | 091 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 451780 |
Unique ZIP Name | |
SSA State County Code | 42450 |
Medicare CBSA Code | 16740 |
Medicare CBSA Name | Charlotte-Concord-Gastonia, NC-SC |
Medicare CBSA Type | Metro |
Market Rating Area ID | 46 |
County Mixed Case | York |
South Carolina Homeowners Insurance News & Information
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Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023
South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]
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Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022
The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced. If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]
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Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021
Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]
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What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020
If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]
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Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020
Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction. Here is a quick overview of both storms as well as a few tips on how […]