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Homeowners Insurance in 29730

For homeowners living in 29730, you want more affordable home insurance rates in Rock Hill, right? Our rates are very competitive for homeowners living in the great city of Rock Hill, SC. Many homeowners living in the 29730 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 29730 should appear in the zip code field ready to go. Comparing Rock Hill, SC Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

29730 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Rock Hill pay around $986 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing South Carolina home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 29730 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Rock Hill homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your South Carolina home insurance premium today!

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29730 Home Insurance Average Premiums

Local 29730 homeowners insurance quotes comparison

$736 /yr.

Shows Zip Code: 29730 lowest rates with discounts applied on average.

For the 29730, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$736 /yr.
Average Coverage:$986 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1286 /yr.

What is the average home insurance cost for a home in 29730?

  • • The average homeowners insurance premium paid annually for a home in 29730 is around $986 per year.

What does it cost on average per month for home insurance in 29730?

  • • Homeowners in 29730 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 29730?

  • • Autoowners in 29730 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rock Hill area, check out other zip codes nearby 29730.
Review average rates in another zip code:
29733 homeowners insurance rates
29730 homeowners insurance rates
29732 homeowners insurance rates

Home Replacement Cost Coverage in 29730

Average Building Cost Per Square Foot in 29730: $131

Location: Rock Hill, South Carolina (York County)

Average Square Footage in 29730: 1,315 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29730 before you start any project. Rock Hill homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29730 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29730 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,315 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rock Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,315$172,200
Additional Upgrades & Added Features$1641,315$215,250
Major Home Updates or Advancements$1971,315$258,300

It's important to understand that when you estimate your replacement cost of your home in the 29730 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29730

Best Home & Auto Insurance Agencies in 29730

Edith Estes Insurance

Address: 209 E Black St Rock Hill, SC 29730
Phone:
Website: http://www.estesinsurance.com
Info:

State Farm Insurance Companies Agents - Claims Service Center

Address: 1550 Porter Rd Rock Hill, SC 29730
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Nationwide Insurance Company - Claims Reporting Only

Address: 226 North Park Blvd Rock Hill, SC 29730
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Housing Demographics for 29730

Population Review for 29730 Zip Code

For the city of Rock Hill, the population within 29730 has increased to over 62,235 residents in population size. The current population total is 57,325. We have broken down the population based on race below. In 29730, there are over 27394 in male population and 29931 females.

PopulationValues
Total Population57,325
White Population28804
Black Population21436
Hispanic Population3482
Asian Population791
Hawaiian Population50
Indian Population1108
Other Population1795
Male Population27394
Female Population29931
Population Estimate62235

Household Data for 29730

The average number of homes in 29730 is around 22,922, there are an average of 2.46 per household. The average house value according to local real estate values is around $172,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22,922
Persons Per Household2.46
Average House Value$172,200
Income Per Household$52795
Median Age37.8
Median Age Male36.6
Median Age Female38.7
29730 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityRock Hill
City Alias NameROCK HILL
CountyYork
County FIPS091
State FIPS45
Time Zone5
Day Light SavingY
MSA1520
PMSA
CSA172
CBSA16740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCharlotte-Concord-Gastonia, NC-SC
MSA_NameCharlotte-Gastonia-Rock Hill, NC-SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1355
Number Of Employees24422
Business First Quarter Payroll289907
Business Annual Payroll1238830
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1758038
CBSA Division Population0
Congressional District05
Congressional LandArea5505.54
Delivery Residential25299
Delivery Business1811
Delivery Total26772
Preferred Last Line KeyX24517
Classification Code
Multi-CountyY
CSA NameCharlotte-Concord, NC-SC
CBSA_DIV_Name
City State KeyX24517
Land Area119.364000
Water Area1.286000
City Alias Code
City Mixed CaseRock Hill
City Alias Mixed CaseRock Hill
Box Count0
SFDU18037
MFDU2429
State ANSI45
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number457520
Unique ZIP Name
SSA State County Code42450
Medicare CBSA Code16740
Medicare CBSA NameCharlotte-Concord-Gastonia, NC-SC
Medicare CBSA TypeMetro
Market Rating Area ID46
County Mixed CaseYork

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]