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29743 Homeowners Insurance Quotes & Rates

Smyrna residents living within the 575 homes available in the zip code of 29743 are shopping online to compare cheaper and more affordable Smyrna, SC home insurance rates. In the great city of Smyrna, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of South Carolina is around $1,034 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 29743 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 29743 home insurance rates today! Please give us a call now at 1-866-918-3404. For Smyrna, SC Homeowners Insurance Quotes, Click to easily get started!

29743 Home Insurance Average Premiums

Local 29743 homeowners insurance quotes comparison

$784 /yr.

Shows Zip Code: 29743 lowest rates with discounts applied on average.

For the 29743, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$784 /yr.
Average Coverage:$1034 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1334 /yr.

What is the average home insurance cost for a home in 29743?

  • • The average homeowners insurance premium paid annually for a home in 29743 is around $1034 per year.

What does it cost on average per month for home insurance in 29743?

  • • Homeowners in 29743 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 29743?

  • • Autoowners in 29743 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Smyrna area, check out other zip codes nearby 29743.
Review average rates in another zip code:
29743 homeowners insurance rates

Home Replacement Cost Coverage in 29743

Average Building Cost Per Square Foot in 29743: $131

Location: Smyrna, South Carolina (York County)

Average Square Footage in 29743: 1,724 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29743 before you start any project. Smyrna homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29743 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29743 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,724 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Smyrna area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,724$225,800
Additional Upgrades & Added Features$1641,724$282,250
Major Home Updates or Advancements$1971,724$338,700

It's important to understand that when you estimate your replacement cost of your home in the 29743 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29743

Best Home & Auto Insurance Agencies in 29743

Housing Demographics for 29743

Population Review for 29743 Zip Code

For the city of Smyrna, the population within 29743 has increased to over 1,364 residents in population size. The current population total is 1,384. We have broken down the population based on race below. In 29743, there are over 719 in male population and 665 females.

PopulationValues
Total Population1,384
White Population1289
Black Population37
Hispanic Population28
Asian Population4
Hawaiian Population0
Indian Population4
Other Population9
Male Population719
Female Population665
Population Estimate1364

Household Data for 29743

The average number of homes in 29743 is around 575, there are an average of 2.41 per household. The average house value according to local real estate values is around $225,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode575
Persons Per Household2.41
Average House Value$225,800
Income Per Household$60290
Median Age45.2
Median Age Male45.6
Median Age Female45.0
29743 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code864/803
CitySmyrna
City Alias NameSMYRNA
CountyYork
County FIPS091
State FIPS45
Time Zone5
Day Light SavingY
MSA1520
PMSA
CSA172
CBSA16740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCharlotte-Concord-Gastonia, NC-SC
MSA_NameCharlotte-Gastonia-Rock Hill, NC-SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees20
Business First Quarter Payroll141
Business Annual Payroll720
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1758038
CBSA Division Population0
Congressional District05
Congressional LandArea5505.54
Delivery Residential566
Delivery Business8
Delivery Total620
Preferred Last Line KeyX24614
Classification Code
Multi-CountyY
CSA NameCharlotte-Concord, NC-SC
CBSA_DIV_Name
City State KeyX24614
Land Area37.179000
Water Area0.061000
City Alias Code
City Mixed CaseSmyrna
City Alias Mixed CaseSmyrna
Box Count37
SFDU566
MFDU0
State ANSI45
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number458280
Unique ZIP Name
SSA State County Code42450
Medicare CBSA Code16740
Medicare CBSA NameCharlotte-Concord-Gastonia, NC-SC
Medicare CBSA TypeMetro
Market Rating Area ID46
County Mixed CaseYork

South Carolina Homeowners Insurance News & Information

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