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29812, SC Homeowners Insurance Rates

With a population size of 11,107 and with 4,462 occupied homes in the 29812 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Barnwell, SC are around $1,018 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Barnwell, South Carolina. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-866-918-3404 so we can help you review rates today!

It's important to know that if your South Carolina home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Barnwell, SC.

For South Carolina home insurance information, including average Barnwell home insurance rates, coverage options or the different homeowners insurance types, please select Barnwell, SC Home Insurance Quotes Now!

29812 Home Insurance Average Premiums

Local 29812 homeowners insurance quotes comparison

$768 /yr.

Shows Zip Code: 29812 lowest rates with discounts applied on average.

For the 29812, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$768 /yr.
Average Coverage:$1018 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1318 /yr.

What is the average home insurance cost for a home in 29812?

  • • The average homeowners insurance premium paid annually for a home in 29812 is around $1018 per year.

What does it cost on average per month for home insurance in 29812?

  • • Homeowners in 29812 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 29812?

  • • Autoowners in 29812 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Barnwell area, check out other zip codes nearby 29812.
Review average rates in another zip code:
29812 homeowners insurance rates

Home Replacement Cost Coverage in 29812

Average Building Cost Per Square Foot in 29812: $131

Location: Barnwell, South Carolina (Barnwell County)

Average Square Footage in 29812: 679 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29812 before you start any project. Barnwell homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29812 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29812 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 679 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Barnwell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131679$88,900
Additional Upgrades & Added Features$164679$111,125
Major Home Updates or Advancements$197679$133,350

It's important to understand that when you estimate your replacement cost of your home in the 29812 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29812

Best Home & Auto Insurance Agencies in 29812

Keel Jack H Insurance Agency Inc

Address: Corner Reynolds & We Barnwell, SC 29812
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Farm Bureau Insurance

Address: 1855 Jackson St Barnwell, SC 29812
Phone:
Website: http://www.scfbins.com/
Info:

State Farm Insurance

Address: 505 Reynolds Rd Barnwell, SC 29812
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 29812

Population Review for 29812 Zip Code

For the city of Barnwell, the population within 29812 has increased to over 11,377 residents in population size. The current population total is 11,107. We have broken down the population based on race below. In 29812, there are over 5349 in male population and 5758 females.

PopulationValues
Total Population11,107
White Population5971
Black Population4382
Hispanic Population300
Asian Population132
Hawaiian Population14
Indian Population27
Other Population158
Male Population5349
Female Population5758
Population Estimate11377

Household Data for 29812

The average number of homes in 29812 is around 4,462, there are an average of 2.41 per household. The average house value according to local real estate values is around $88,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,462
Persons Per Household2.41
Average House Value$88,900
Income Per Household$38025
Median Age40.6
Median Age Male38.6
Median Age Female42.4
29812 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityBarnwell
City Alias NameBARNWELL
CountyBarnwell
County FIPS011
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses212
Number Of Employees2404
Business First Quarter Payroll20796
Business Annual Payroll89787
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02|06
Congressional LandArea3022.17|8062.93
Delivery Residential4721
Delivery Business306
Delivery Total5880
Preferred Last Line KeyX23512
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX23512
Land Area173.475000
Water Area1.738000
City Alias Code
City Mixed CaseBarnwell
City Alias Mixed CaseBarnwell
Box Count545
SFDU4314
MFDU55
State ANSI45
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number450460
Unique ZIP Name
SSA State County Code42050
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseBarnwell

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]