Get multiple home insurance quotes in 29824. Our licensed 29824, SC agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 29824

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 29824, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Edgefield, SC from a list of top tier nationwide insurers.

Our South Carolina licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 29824 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 29824

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Edgefield, SC home insurance quotes in your local city and review the most competitive coverages and premiums.

29824 Ratings: high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Edgefield we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 29824, homeowners are seeing rates around 1023 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 29824!

29824 Home Insurance Average Premiums

Local 29824 homeowners insurance quotes comparison

$773 /yr.

Shows Zip Code: 29824 lowest rates with discounts applied on average.

For the 29824, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$773 /yr.
Average Coverage:$1023 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1323 /yr.

What is the average home insurance cost for a home in 29824?

  • • The average homeowners insurance premium paid annually for a home in 29824 is around $1023 per year.

What does it cost on average per month for home insurance in 29824?

  • • Homeowners in 29824 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 29824?

  • • Autoowners in 29824 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Edgefield area, check out other zip codes nearby 29824.
Review average rates in another zip code:
29824 homeowners insurance rates

Home Replacement Cost Coverage in 29824

Average Building Cost Per Square Foot in 29824: $131

Location: Edgefield, South Carolina (Edgefield County)

Average Square Footage in 29824: 853 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29824 before you start any project. Edgefield homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29824 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29824 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 853 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Edgefield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131853$111,700
Additional Upgrades & Added Features$164853$139,625
Major Home Updates or Advancements$197853$167,550

It's important to understand that when you estimate your replacement cost of your home in the 29824 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29824

Best Home & Auto Insurance Agencies in 29824

Farm Bureau Insurance

Address: 920 Columbia Rd Edgefield, SC 29824
Phone:
Website: http://www.scfbins.com/
Info:

Long- Thomas W - State Farm Insurance Agent

Address: 5 Pecan Park Edgefield, SC 29824
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 29824

Population Review for 29824 Zip Code

For the city of Edgefield, the population within 29824 has increased to over 6,381 residents in population size. The current population total is 7,552. We have broken down the population based on race below. In 29824, there are over 4368 in male population and 3184 females.

PopulationValues
Total Population7,552
White Population4167
Black Population3042
Hispanic Population366
Asian Population36
Hawaiian Population0
Indian Population31
Other Population47
Male Population4368
Female Population3184
Population Estimate6381

Household Data for 29824

The average number of homes in 29824 is around 2,537, there are an average of 2.34 per household. The average house value according to local real estate values is around $111,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,537
Persons Per Household2.34
Average House Value$111,700
Income Per Household$48990
Median Age44.4
Median Age Male43.2
Median Age Female47.4
29824 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityEdgefield
City Alias NameEDGEFIELD
CountyEdgefield
County FIPS037
State FIPS45
Time Zone5
Day Light SavingY
MSA0600
PMSA
CSA
CBSA12260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAugusta-Richmond County, GA-SC
MSA_NameAugusta-Aiken, GA-SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses115
Number Of Employees1445
Business First Quarter Payroll13455
Business Annual Payroll59043
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population556877
CBSA Division Population0
Congressional District03
Congressional LandArea5268.28
Delivery Residential2727
Delivery Business180
Delivery Total3170
Preferred Last Line KeyX23837
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX23837
Land Area234.267000
Water Area1.207000
City Alias Code
City Mixed CaseEdgefield
City Alias Mixed CaseEdgefield
Box Count168
SFDU2428
MFDU52
State ANSI45
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number452560
Unique ZIP Name
SSA State County Code42180
Medicare CBSA Code12260
Medicare CBSA NameAugusta-Richmond County, GA-SC
Medicare CBSA TypeMetro
Market Rating Area ID19
County Mixed CaseEdgefield

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]