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If you live in the 29906 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Beaufort have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our SC licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 29906 and then compare quotes from a variety of nationwide insurance companies.

29906 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 29906 the average premium for homeowners coverage is $1009 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 29906. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 29906 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Beaufort, SC home insurance quotes in your area.

29906 Home Insurance Average Premiums

Local 29906 homeowners insurance quotes comparison

$759 /yr.

Shows Zip Code: 29906 lowest rates with discounts applied on average.

For the 29906, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$759 /yr.
Average Coverage:$1009 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1309 /yr.

What is the average home insurance cost for a home in 29906?

  • • The average homeowners insurance premium paid annually for a home in 29906 is around $1009 per year.

What does it cost on average per month for home insurance in 29906?

  • • Homeowners in 29906 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 29906?

  • • Autoowners in 29906 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Beaufort area, check out other zip codes nearby 29906.
Review average rates in another zip code:
29902 homeowners insurance rates
29904 homeowners insurance rates
29907 homeowners insurance rates
29906 homeowners insurance rates

Home Replacement Cost Coverage in 29906

Average Building Cost Per Square Foot in 29906: $131

Location: Beaufort, South Carolina (Beaufort County)

Average Square Footage in 29906: 1,345 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29906 before you start any project. Beaufort homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29906 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29906 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,345 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Beaufort area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,345$176,200
Additional Upgrades & Added Features$1641,345$220,250
Major Home Updates or Advancements$1971,345$264,300

It's important to understand that when you estimate your replacement cost of your home in the 29906 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29906

Beaufort County Farm Bureau

Address: 281 Parris Island Gateway Beaufort, SC 29906
Phone: (843)522-0031
Website: www.beaufort.auto-car-insurance-quote.com

Best Home & Auto Insurance Agencies in 29906

Beaufort County Farm Bureau

Address: 281 Parris Island Gtwy Beaufort, SC 29906
Phone:
Website: http://www.beaufort.auto-car-insurance-quote.com
Info:

Geico Insurance - Local Sales & Service

Address: 2623 Boundary St Beaufort, SC 29906
Phone:
Website:
Info:

Housing Demographics for 29906

Population Review for 29906 Zip Code

For the city of Beaufort, the population within 29906 has increased to over 27,358 residents in population size. The current population total is 22,608. We have broken down the population based on race below. In 29906, there are over 10825 in male population and 11783 females.

PopulationValues
Total Population22,608
White Population11529
Black Population6949
Hispanic Population3298
Asian Population360
Hawaiian Population49
Indian Population100
Other Population1583
Male Population10825
Female Population11783
Population Estimate27358

Household Data for 29906

The average number of homes in 29906 is around 8,659, there are an average of 2.61 per household. The average house value according to local real estate values is around $176,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,659
Persons Per Household2.61
Average House Value$176,200
Income Per Household$53808
Median Age31.1
Median Age Male30.1
Median Age Female32.3
29906 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843/854
CityBeaufort
City Alias NameBEAUFORT
CountyBeaufort
County FIPS013
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA25940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHilton Head Island-Bluffton-Port Royal, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses391
Number Of Employees4121
Business First Quarter Payroll34672
Business Annual Payroll149939
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population187010
CBSA Division Population0
Congressional District01
Congressional LandArea1547.86
Delivery Residential10482
Delivery Business560
Delivery Total10909
Preferred Last Line KeyX23524
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX23524
Land Area44.965000
Water Area8.947000
City Alias Code
City Mixed CaseBeaufort
City Alias Mixed CaseBeaufort
Box Count0
SFDU6604
MFDU2256
State ANSI45
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number450520
Unique ZIP Name
SSA State County Code42060
Medicare CBSA Code25940
Medicare CBSA NameHilton Head Island-Bluffton, SC
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBeaufort

South Carolina Homeowners Insurance News & Information

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  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

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