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Quickly Revew Homeowners Insurance in 29910

If you own a home in Bluffton, SC you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 29910 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our South Carolina licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 29910 and start comparing rates now.

29910 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 29910 is $934 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 29910 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bluffton, SC home insurance quotes in your local city and review the most competitive coverages and premiums.

29910 Home Insurance Average Premiums

Local 29910 homeowners insurance quotes comparison

$684 /yr.

Shows Zip Code: 29910 lowest rates with discounts applied on average.

For the 29910, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$684 /yr.
Average Coverage:$934 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1234 /yr.

What is the average home insurance cost for a home in 29910?

  • • The average homeowners insurance premium paid annually for a home in 29910 is around $934 per year.

What does it cost on average per month for home insurance in 29910?

  • • Homeowners in 29910 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 29910?

  • • Autoowners in 29910 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bluffton area, check out other zip codes nearby 29910.
Review average rates in another zip code:
29910 homeowners insurance rates

Home Replacement Cost Coverage in 29910

Average Building Cost Per Square Foot in 29910: $131

Location: Bluffton, South Carolina (Beaufort County)

Average Square Footage in 29910: 2,492 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29910 before you start any project. Bluffton homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29910 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29910 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,492 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bluffton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1312,492$326,400
Additional Upgrades & Added Features$1642,492$408,000
Major Home Updates or Advancements$1972,492$489,600

It's important to understand that when you estimate your replacement cost of your home in the 29910 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29910

Best Home & Auto Insurance Agencies in 29910

Mallett John C Insurance

Address: 15 Mallett Way Bluffton, SC 29910
Phone:
Website:
Info:

New York Life Insurance

Address: Bridge St Bluffton, SC 29910
Phone:
Website: http://www.newyorklife.com
Info: New York Life Insurance Company - The Company You Keep
Life Insurance, Annuities, Long-Term Care Insurance, and Mutual Funds from the Company You Keep. life insurance, annuities, long-term care insurance, whole, term, universal, life insurance quote, sales careers, New York Life

Housing Demographics for 29910

Population Review for 29910 Zip Code

For the city of Bluffton, the population within 29910 has increased to over 59,196 residents in population size. The current population total is 49,140. We have broken down the population based on race below. In 29910, there are over 23971 in male population and 25169 females.

PopulationValues
Total Population49,140
White Population34573
Black Population3724
Hispanic Population9695
Asian Population743
Hawaiian Population18
Indian Population267
Other Population4917
Male Population23971
Female Population25169
Population Estimate59196

Household Data for 29910

The average number of homes in 29910 is around 18,697, there are an average of 2.62 per household. The average house value according to local real estate values is around $326,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,697
Persons Per Household2.62
Average House Value$326,400
Income Per Household$83292
Median Age41.1
Median Age Male40.1
Median Age Female42.1
29910 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843/854
CityBluffton
City Alias NameBLUFFTON
CountyBeaufort
County FIPS013
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA25940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHilton Head Island-Bluffton-Port Royal, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1662
Number Of Employees14867
Business First Quarter Payroll142475
Business Annual Payroll631740
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population187010
CBSA Division Population0
Congressional District01
Congressional LandArea1547.86
Delivery Residential22594
Delivery Business1368
Delivery Total27452
Preferred Last Line KeyX23565
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX23565
Land Area104.451000
Water Area16.700000
City Alias Code
City Mixed CaseBluffton
City Alias Mixed CaseBluffton
Box Count1049
SFDU14611
MFDU3049
State ANSI45
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number450800
Unique ZIP Name
SSA State County Code42060
Medicare CBSA Code25940
Medicare CBSA NameHilton Head Island-Bluffton, SC
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBeaufort

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]