Get multiple home insurance quotes in 29935. Our licensed 29935, SC agents are ready to serve you.

Compare 29935 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 29935 area? The average homeowners premium in South Carolina for a standard homeowners policy is around $992/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 29935 zip code, the population size is around 3,859 with 1,840 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 29935.

Please give us a call now at 1-866-918-3404, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Port Royal, SC Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. SC RateDiscountsSavingsShop Rates
$1,327up to 40% off$531

29935 Home Insurance Average Premiums

Local 29935 homeowners insurance quotes comparison

$742 /yr.

Shows Zip Code: 29935 lowest rates with discounts applied on average.

For the 29935, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$742 /yr.
Average Coverage:$992 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1292 /yr.

What is the average home insurance cost for a home in 29935?

  • • The average homeowners insurance premium paid annually for a home in 29935 is around $992 per year.

What does it cost on average per month for home insurance in 29935?

  • • Homeowners in 29935 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 29935?

  • • Autoowners in 29935 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Port Royal area, check out other zip codes nearby 29935.
Review average rates in another zip code:
29935 homeowners insurance rates

Home Replacement Cost Coverage in 29935

Average Building Cost Per Square Foot in 29935: $131

Location: Port Royal, South Carolina (Beaufort County)

Average Square Footage in 29935: 1,323 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29935 before you start any project. Port Royal homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29935 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29935 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,323 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Port Royal area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,323$173,300
Additional Upgrades & Added Features$1641,323$216,625
Major Home Updates or Advancements$1971,323$259,950

It's important to understand that when you estimate your replacement cost of your home in the 29935 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29935

Best Home & Auto Insurance Agencies in 29935

Housing Demographics for 29935

Population Review for 29935 Zip Code

For the city of Port Royal, the population within 29935 has increased to over 4,371 residents in population size. The current population total is 3,859. We have broken down the population based on race below. In 29935, there are over 1722 in male population and 2137 females.

PopulationValues
Total Population3,859
White Population2248
Black Population1154
Hispanic Population302
Asian Population74
Hawaiian Population3
Indian Population20
Other Population132
Male Population1722
Female Population2137
Population Estimate4371

Household Data for 29935

The average number of homes in 29935 is around 1,840, there are an average of 2.06 per household. The average house value according to local real estate values is around $173,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,840
Persons Per Household2.06
Average House Value$173,300
Income Per Household$57478
Median Age39.8
Median Age Male37.0
Median Age Female43.0
29935 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843/854
CityPort Royal
City Alias NamePORT ROYAL
CountyBeaufort
County FIPS013
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA25940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHilton Head Island-Bluffton-Port Royal, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses114
Number Of Employees1156
Business First Quarter Payroll8852
Business Annual Payroll41480
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population187010
CBSA Division Population0
Congressional District01
Congressional LandArea1547.86
Delivery Residential2122
Delivery Business174
Delivery Total2575
Preferred Last Line KeyX24460
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX24460
Land Area2.333000
Water Area0.919000
City Alias Code
City Mixed CasePort Royal
City Alias Mixed CasePort Royal
Box Count209
SFDU1094
MFDU505
State ANSI45
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number457120
Unique ZIP Name
SSA State County Code42060
Medicare CBSA Code25940
Medicare CBSA NameHilton Head Island-Bluffton, SC
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBeaufort

South Carolina Homeowners Insurance News & Information

  • Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]