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29944, SC Homeowners Insurance Rates

With a population size of 4,556 and with 1,855 occupied homes in the 29944 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Varnville, SC are around $980 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Varnville, South Carolina. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-866-918-3404 so we can help you review rates today!

It's important to know that if your South Carolina home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Varnville, SC.

For South Carolina home insurance information, including average Varnville home insurance rates, coverage options or the different homeowners insurance types, please select Varnville, SC Home Insurance Quotes Now!

29944 Home Insurance Average Premiums

Local 29944 homeowners insurance quotes comparison

$730 /yr.

Shows Zip Code: 29944 lowest rates with discounts applied on average.

For the 29944, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$730 /yr.
Average Coverage:$980 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1280 /yr.

What is the average home insurance cost for a home in 29944?

  • • The average homeowners insurance premium paid annually for a home in 29944 is around $980 per year.

What does it cost on average per month for home insurance in 29944?

  • • Homeowners in 29944 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 29944?

  • • Autoowners in 29944 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Varnville area, check out other zip codes nearby 29944.
Review average rates in another zip code:
29944 homeowners insurance rates

Home Replacement Cost Coverage in 29944

Average Building Cost Per Square Foot in 29944: $131

Location: Varnville, South Carolina (Hampton County)

Average Square Footage in 29944: 523 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29944 before you start any project. Varnville homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29944 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29944 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 523 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Varnville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131523$68,500
Additional Upgrades & Added Features$164523$85,625
Major Home Updates or Advancements$197523$102,750

It's important to understand that when you estimate your replacement cost of your home in the 29944 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29944

Best Home & Auto Insurance Agencies in 29944

Housing Demographics for 29944

Population Review for 29944 Zip Code

For the city of Varnville, the population within 29944 has increased to over 3,489 residents in population size. The current population total is 4,556. We have broken down the population based on race below. In 29944, there are over 2179 in male population and 2377 females.

PopulationValues
Total Population4,556
White Population2205
Black Population2154
Hispanic Population85
Asian Population8
Hawaiian Population11
Indian Population11
Other Population39
Male Population2179
Female Population2377
Population Estimate3489

Household Data for 29944

The average number of homes in 29944 is around 1,855, there are an average of 2.44 per household. The average house value according to local real estate values is around $68,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,855
Persons Per Household2.44
Average House Value$68,500
Income Per Household$37101
Median Age43.0
Median Age Male40.6
Median Age Female45.5
29944 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803
CityVarnville
City Alias NameVARNVILLE
CountyHampton
County FIPS049
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses51
Number Of Employees677
Business First Quarter Payroll5712
Business Annual Payroll24247
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea8062.93
Delivery Residential1430
Delivery Business53
Delivery Total2231
Preferred Last Line KeyX24754
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX24754
Land Area135.833000
Water Area0.046000
City Alias Code
City Mixed CaseVarnville
City Alias Mixed CaseVarnville
Box Count676
SFDU1430
MFDU0
State ANSI45
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number459000
Unique ZIP Name
SSA State County Code42240
Medicare CBSA Code99942
Medicare CBSA NameRural Areas in SC
Medicare CBSA TypeMicro
Market Rating Area ID25
County Mixed CaseHampton

South Carolina Homeowners Insurance News & Information

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    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

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