Get multiple home insurance quotes in 37016. Our licensed 37016, TN agents are ready to serve you.

Compare 37016 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 37016 area? The average homeowners premium in Tennessee for a standard homeowners policy is around $936/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 37016 zip code, the population size is around 967 with 377 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 37016.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Auburntown, TN Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. TN RateDiscountsSavingsShop Rates
$1,296up to 40% off$518

37016 Home Insurance Average Premiums

Local 37016 homeowners insurance quotes comparison

$686 /yr.

Shows Zip Code: 37016 lowest rates with discounts applied on average.

For the 37016, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$686 /yr.
Average Coverage:$936 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1236 /yr.

What is the average home insurance cost for a home in 37016?

  • • The average homeowners insurance premium paid annually for a home in 37016 is around $936 per year.

What does it cost on average per month for home insurance in 37016?

  • • Homeowners in 37016 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 37016?

  • • Autoowners in 37016 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Auburntown area, check out other zip codes nearby 37016.
Review average rates in another zip code:
37016 homeowners insurance rates

Home Replacement Cost Coverage in 37016

Average Building Cost Per Square Foot in 37016: $135

Location: Auburntown, Tennessee (Cannon County)

Average Square Footage in 37016: 1,248 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37016 before you start any project. Auburntown homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37016 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37016 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,248 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Auburntown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,248$168,500
Additional Upgrades & Added Features$1691,248$210,625
Major Home Updates or Advancements$2031,248$252,750

It's important to understand that when you estimate your replacement cost of your home in the 37016 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37016

Best Home & Auto Insurance Agencies in 37016

Housing Demographics for 37016

Population Review for 37016 Zip Code

For the city of Auburntown, the population within 37016 has increased to over 1,059 residents in population size. The current population total is 967. We have broken down the population based on race below. In 37016, there are over 479 in male population and 488 females.

PopulationValues
Total Population967
White Population884
Black Population4
Hispanic Population24
Asian Population3
Hawaiian Population0
Indian Population1
Other Population11
Male Population479
Female Population488
Population Estimate1059

Household Data for 37016

The average number of homes in 37016 is around 377, there are an average of 2.56 per household. The average house value according to local real estate values is around $168,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode377
Persons Per Household2.56
Average House Value$168,500
Income Per Household$60958
Median Age43.1
Median Age Male39.0
Median Age Female47.2
37016 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code931
CityAuburntown
City Alias NameAUBURNTOWN
CountyCannon
County FIPS015
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA400
CBSA34980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNashville-Davidson--Murfreesboro--Franklin, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees37
Business First Quarter Payroll236
Business Annual Payroll853
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1589934
CBSA Division Population0
Congressional District06
Congressional LandArea6474.21
Delivery Residential414
Delivery Business6
Delivery Total990
Preferred Last Line KeyX24889
Classification Code
Multi-CountyY
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX24889
Land Area33.369000
Water Area0.000000
City Alias Code
City Mixed CaseAuburntown
City Alias Mixed CaseAuburntown
Box Count24
SFDU414
MFDU0
State ANSI47
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number470396
Unique ZIP Name
SSA State County Code44070
Medicare CBSA Code34980
Medicare CBSA NameNashville-Davidson--Murfreesboro--Franklin, TN
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseCannon

Tennessee Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]