Get multiple home insurance quotes in 37019. Our licensed 37019, TN agents are ready to serve you.

37019 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 37019? There are over 367 occupied homes in the 37019 area. With a population size of 890, it's not uncommon for residence of Belfast, TN to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Tennessee is around $978 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 37019 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Belfast, TN Home Insurance Rate Quotes

37019 Home Insurance Average Premiums

Local 37019 homeowners insurance quotes comparison

$728 /yr.

Shows Zip Code: 37019 lowest rates with discounts applied on average.

For the 37019, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$728 /yr.
Average Coverage:$978 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1278 /yr.

What is the average home insurance cost for a home in 37019?

  • • The average homeowners insurance premium paid annually for a home in 37019 is around $978 per year.

What does it cost on average per month for home insurance in 37019?

  • • Homeowners in 37019 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 37019?

  • • Autoowners in 37019 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Belfast area, check out other zip codes nearby 37019.
Review average rates in another zip code:
37019 homeowners insurance rates

Home Replacement Cost Coverage in 37019

Average Building Cost Per Square Foot in 37019: $135

Location: Belfast, Tennessee (Marshall County)

Average Square Footage in 37019: 1,185 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37019 before you start any project. Belfast homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37019 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37019 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,185 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Belfast area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,185$160,000
Additional Upgrades & Added Features$1691,185$200,000
Major Home Updates or Advancements$2031,185$240,000

It's important to understand that when you estimate your replacement cost of your home in the 37019 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37019

Best Home & Auto Insurance Agencies in 37019

Housing Demographics for 37019

Population Review for 37019 Zip Code

For the city of Belfast, the population within 37019 has increased to over 916 residents in population size. The current population total is 890. We have broken down the population based on race below. In 37019, there are over 469 in male population and 421 females.

PopulationValues
Total Population890
White Population782
Black Population42
Hispanic Population29
Asian Population1
Hawaiian Population0
Indian Population7
Other Population10
Male Population469
Female Population421
Population Estimate916

Household Data for 37019

The average number of homes in 37019 is around 367, there are an average of 2.43 per household. The average house value according to local real estate values is around $160,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode367
Persons Per Household2.43
Average House Value$160,000
Income Per Household$39676
Median Age42.9
Median Age Male41.9
Median Age Female44.2
37019 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code931
CityBelfast
City Alias NameBELFAST
CountyMarshall
County FIPS117
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA400
CBSA30280
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLewisburg, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees34
Business First Quarter Payroll261
Business Annual Payroll1521
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population30617
CBSA Division Population0
Congressional District05
Congressional LandArea1248.57
Delivery Residential377
Delivery Business11
Delivery Total575
Preferred Last Line KeyX24913
Classification Code
Multi-County
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX24913
Land Area17.722000
Water Area0.000000
City Alias Code
City Mixed CaseBelfast
City Alias Mixed CaseBelfast
Box Count22
SFDU377
MFDU0
State ANSI47
County ANSI117
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number470588
Unique ZIP Name
SSA State County Code44580
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseMarshall

Tennessee Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]