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Compare 37020 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Bell Buckle just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,868 neighbors looking to save on their home insurance policy in the local 37020 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 37020. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Tennessee rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Bell Buckle, TN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Bell Buckle, TN

37020 Home Insurance Average Premiums

Local 37020 homeowners insurance quotes comparison

$777 /yr.

Shows Zip Code: 37020 lowest rates with discounts applied on average.

For the 37020, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$777 /yr.
Average Coverage:$1027 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1327 /yr.

What is the average home insurance cost for a home in 37020?

  • • The average homeowners insurance premium paid annually for a home in 37020 is around $1027 per year.

What does it cost on average per month for home insurance in 37020?

  • • Homeowners in 37020 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 37020?

  • • Autoowners in 37020 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bell Buckle area, check out other zip codes nearby 37020.
Review average rates in another zip code:
37020 homeowners insurance rates

Home Replacement Cost Coverage in 37020

Average Building Cost Per Square Foot in 37020: $135

Location: Bell Buckle, Tennessee (Bedford County)

Average Square Footage in 37020: 1,521 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37020 before you start any project. Bell Buckle homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37020 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37020 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,521 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bell Buckle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,521$205,400
Additional Upgrades & Added Features$1691,521$256,750
Major Home Updates or Advancements$2031,521$308,100

It's important to understand that when you estimate your replacement cost of your home in the 37020 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37020

Best Home & Auto Insurance Agencies in 37020

Housing Demographics for 37020

Population Review for 37020 Zip Code

For the city of Bell Buckle, the population within 37020 has increased to over 5,537 residents in population size. The current population total is 5,272. We have broken down the population based on race below. In 37020, there are over 2573 in male population and 2699 females.

PopulationValues
Total Population5,272
White Population4585
Black Population142
Hispanic Population273
Asian Population73
Hawaiian Population0
Indian Population19
Other Population143
Male Population2573
Female Population2699
Population Estimate5537

Household Data for 37020

The average number of homes in 37020 is around 1,868, there are an average of 2.78 per household. The average house value according to local real estate values is around $205,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,868
Persons Per Household2.78
Average House Value$205,400
Income Per Household$65000
Median Age40.6
Median Age Male40.1
Median Age Female41.2
37020 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code931/615/629
CityBell Buckle
City Alias NameBELL BUCKLE
CountyBedford
County FIPS003
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA400
CBSA43180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameShelbyville, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses66
Number Of Employees336
Business First Quarter Payroll3261
Business Annual Payroll16510
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population45058
CBSA Division Population0
Congressional District04
Congressional LandArea5984.84
Delivery Residential1992
Delivery Business27
Delivery Total2256
Preferred Last Line KeyX24914
Classification Code
Multi-CountyY
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX24914
Land Area91.914000
Water Area0.010000
City Alias Code
City Mixed CaseBell Buckle
City Alias Mixed CaseBell Buckle
Box Count193
SFDU1944
MFDU0
State ANSI47
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number470600
Unique ZIP Name
SSA State County Code44010
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseBedford

Tennessee Homeowners Insurance News & Information

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