Get multiple home insurance quotes in 37025. Our licensed 37025, TN agents are ready to serve you.

37025, TN Homeowners Insurance Rates

With a population size of 6,779 and with 2,502 occupied homes in the 37025 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Bon Aqua, TN are around $991 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Bon Aqua, Tennessee. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Tennessee home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Bon Aqua, TN.

For Tennessee home insurance information, including average Bon Aqua home insurance rates, coverage options or the different homeowners insurance types, please select Bon Aqua, TN Home Insurance Quotes Now!

37025 Home Insurance Average Premiums

Local 37025 homeowners insurance quotes comparison

$741 /yr.

Shows Zip Code: 37025 lowest rates with discounts applied on average.

For the 37025, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$741 /yr.
Average Coverage:$991 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1291 /yr.

What is the average home insurance cost for a home in 37025?

  • • The average homeowners insurance premium paid annually for a home in 37025 is around $991 per year.

What does it cost on average per month for home insurance in 37025?

  • • Homeowners in 37025 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 37025?

  • • Autoowners in 37025 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bon Aqua area, check out other zip codes nearby 37025.
Review average rates in another zip code:
37025 homeowners insurance rates

Home Replacement Cost Coverage in 37025

Average Building Cost Per Square Foot in 37025: $135

Location: Bon Aqua, Tennessee (Hickman County)

Average Square Footage in 37025: 1,101 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37025 before you start any project. Bon Aqua homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37025 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37025 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,101 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bon Aqua area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,101$148,600
Additional Upgrades & Added Features$1691,101$185,750
Major Home Updates or Advancements$2031,101$222,900

It's important to understand that when you estimate your replacement cost of your home in the 37025 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37025

Best Home & Auto Insurance Agencies in 37025

Housing Demographics for 37025

Population Review for 37025 Zip Code

For the city of Bon Aqua, the population within 37025 has increased to over 7,650 residents in population size. The current population total is 6,779. We have broken down the population based on race below. In 37025, there are over 3444 in male population and 3335 females.

PopulationValues
Total Population6,779
White Population6197
Black Population48
Hispanic Population225
Asian Population20
Hawaiian Population0
Indian Population40
Other Population102
Male Population3444
Female Population3335
Population Estimate7650

Household Data for 37025

The average number of homes in 37025 is around 2,502, there are an average of 2.71 per household. The average house value according to local real estate values is around $148,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,502
Persons Per Household2.71
Average House Value$148,600
Income Per Household$56571
Median Age41.2
Median Age Male39.7
Median Age Female42.6
37025 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code615/629
CityBon Aqua
City Alias NameBON AQUA
CountyHickman
County FIPS081
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA400
CBSA34980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNashville-Davidson--Murfreesboro--Franklin, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses70
Number Of Employees406
Business First Quarter Payroll3479
Business Annual Payroll17871
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1589934
CBSA Division Population0
Congressional District07
Congressional LandArea9160.44
Delivery Residential2823
Delivery Business64
Delivery Total3099
Preferred Last Line KeyX24940
Classification Code
Multi-CountyY
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX24940
Land Area63.917000
Water Area0.000000
City Alias Code
City Mixed CaseBon Aqua
City Alias Mixed CaseBon Aqua
Box Count165
SFDU2785
MFDU0
State ANSI47
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number470924
Unique ZIP Name
SSA State County Code44400
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseHickman

Tennessee Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]