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37055 Homeowners Insurance Quotes & Rates

Dickson residents living within the 11,681 homes available in the zip code of 37055 are shopping online to compare cheaper and more affordable Dickson, TN home insurance rates. In the great city of Dickson, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Tennessee is around $944 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 37055 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 37055 home insurance rates today! Please give us a call now at 1-855-976-2656. For Dickson, TN Homeowners Insurance Quotes, Click to easily get started!

37055 Home Insurance Average Premiums

Local 37055 homeowners insurance quotes comparison

$694 /yr.

Shows Zip Code: 37055 lowest rates with discounts applied on average.

For the 37055, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$694 /yr.
Average Coverage:$944 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1244 /yr.

What is the average home insurance cost for a home in 37055?

  • • The average homeowners insurance premium paid annually for a home in 37055 is around $944 per year.

What does it cost on average per month for home insurance in 37055?

  • • Homeowners in 37055 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 37055?

  • • Autoowners in 37055 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dickson area, check out other zip codes nearby 37055.
Review average rates in another zip code:
37055 homeowners insurance rates

Home Replacement Cost Coverage in 37055

Average Building Cost Per Square Foot in 37055: $135

Location: Dickson, Tennessee (Dickson County)

Average Square Footage in 37055: 1,398 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37055 before you start any project. Dickson homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37055 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37055 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,398 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dickson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,398$188,700
Additional Upgrades & Added Features$1691,398$235,875
Major Home Updates or Advancements$2031,398$283,050

It's important to understand that when you estimate your replacement cost of your home in the 37055 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37055

Orgain Bill Insurance

Address: 704 Highway 70 East Dickson, TN 37055
Phone: (615)446-2814
Website:

Farm Bureau Insurance Service

Address: 700 Henslee Drive Dickson, TN 37055
Phone: (615)446-2804
Website: www.tennesseefarmers.com

Best Home & Auto Insurance Agencies in 37055

Mumford Janice Insurance Agency

Address: 209 Henslee Dr Dickson, TN 37055
Phone:
Website:
Info:

Smith- Todd A

Address: 808 Highway 70 E Dickson, TN 37055
Phone:
Website:
Info:

Drake- James W - State Farm Insurance Agent

Address: 102 Highway 70 E Dickson, TN 37055
Phone:
Website:
Info:

Farmers Insurance Group

Address: 1406 US-70 Dickson, TN 37055
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

P F F Insurance

Address: 106 Highway 70 E Dickson, TN 37055
Phone:
Website:
Info:

Housing Demographics for 37055

Population Review for 37055 Zip Code

For the city of Dickson, the population within 37055 has increased to over 30,521 residents in population size. The current population total is 29,319. We have broken down the population based on race below. In 37055, there are over 14127 in male population and 15192 females.

PopulationValues
Total Population29,319
White Population24752
Black Population1481
Hispanic Population1762
Asian Population217
Hawaiian Population4
Indian Population151
Other Population855
Male Population14127
Female Population15192
Population Estimate30521

Household Data for 37055

The average number of homes in 37055 is around 11,681, there are an average of 2.47 per household. The average house value according to local real estate values is around $188,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,681
Persons Per Household2.47
Average House Value$188,700
Income Per Household$57977
Median Age40.3
Median Age Male39.0
Median Age Female41.7
37055 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code615/629
CityDickson
City Alias NameDICKSON
CountyDickson
County FIPS043
State FIPS47
Time Zone6
Day Light SavingY
MSA5360
PMSA
CSA400
CBSA34980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNashville-Davidson--Murfreesboro--Franklin, TN
MSA_NameNashville, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses745
Number Of Employees11772
Business First Quarter Payroll107839
Business Annual Payroll474321
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1589934
CBSA Division Population0
Congressional District07
Congressional LandArea9160.44
Delivery Residential12357
Delivery Business1053
Delivery Total13352
Preferred Last Line KeyX25110
Classification Code
Multi-CountyY
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX25110
Land Area201.749000
Water Area0.234000
City Alias Code
City Mixed CaseDickson
City Alias Mixed CaseDickson
Box Count0
SFDU10733
MFDU644
State ANSI47
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number472448
Unique ZIP Name
SSA State County Code44210
Medicare CBSA Code34980
Medicare CBSA NameNashville-Davidson--Murfreesboro--Franklin, TN
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDickson

Tennessee Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]