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37058 Home Insurance Rates & Premiums

Did you know there are over 7,396 people living within the 37058 zip code area? There are over 2,984 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 37058.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Tennessee are on the rise. The estimated average premium is around $1,000 a year for a standard homeowners insurance policy in Dover. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Dover, TN Homeowners Insurance Quotes Online

37058 Home Insurance Average Premiums

Local 37058 homeowners insurance quotes comparison

$750 /yr.

Shows Zip Code: 37058 lowest rates with discounts applied on average.

For the 37058, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$750 /yr.
Average Coverage:$1000 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1300 /yr.

What is the average home insurance cost for a home in 37058?

  • • The average homeowners insurance premium paid annually for a home in 37058 is around $1000 per year.

What does it cost on average per month for home insurance in 37058?

  • • Homeowners in 37058 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 37058?

  • • Autoowners in 37058 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dover area, check out other zip codes nearby 37058.
Review average rates in another zip code:
37058 homeowners insurance rates

Home Replacement Cost Coverage in 37058

Average Building Cost Per Square Foot in 37058: $135

Location: Dover, Tennessee (Stewart County)

Average Square Footage in 37058: 1,212 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37058 before you start any project. Dover homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37058 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37058 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,212 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dover area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,212$163,600
Additional Upgrades & Added Features$1691,212$204,500
Major Home Updates or Advancements$2031,212$245,400

It's important to understand that when you estimate your replacement cost of your home in the 37058 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37058

Best Home & Auto Insurance Agencies in 37058

Sills Insurance Agency Inc

Address: 211 Donelson Pky Dover, TN 37058
Phone:
Website:
Info:

Housing Demographics for 37058

Population Review for 37058 Zip Code

For the city of Dover, the population within 37058 has increased to over 7,826 residents in population size. The current population total is 7,396. We have broken down the population based on race below. In 37058, there are over 3628 in male population and 3768 females.

PopulationValues
Total Population7,396
White Population6719
Black Population128
Hispanic Population173
Asian Population70
Hawaiian Population2
Indian Population50
Other Population78
Male Population3628
Female Population3768
Population Estimate7826

Household Data for 37058

The average number of homes in 37058 is around 2,984, there are an average of 2.40 per household. The average house value according to local real estate values is around $163,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,984
Persons Per Household2.40
Average House Value$163,600
Income Per Household$56310
Median Age45.7
Median Age Male44.6
Median Age Female46.8
37058 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code931/731
CityDover
City Alias NameDOVER
CountyStewart
County FIPS161
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA17300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameClarksville, TN-KY
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses110
Number Of Employees861
Business First Quarter Payroll6209
Business Annual Payroll26957
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population273949
CBSA Division Population0
Congressional District07
Congressional LandArea9160.44
Delivery Residential3261
Delivery Business156
Delivery Total3750
Preferred Last Line KeyX25116
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX25116
Land Area183.976000
Water Area10.010000
City Alias Code
City Mixed CaseDover
City Alias Mixed CaseDover
Box Count230
SFDU3091
MFDU28
State ANSI47
County ANSI161
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number472520
Unique ZIP Name
SSA State County Code44800
Medicare CBSA Code17300
Medicare CBSA NameClarksville, TN-KY
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseStewart

Tennessee Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]