Get multiple home insurance quotes in 37061. Our licensed 37061, TN agents are ready to serve you.

37061 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 37061 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Erin, TN. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 37061 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Tennessee, like average Erin homeowners insurance rates, coverage options or home insurance types, please select Erin, TN Home Insurance Rates Online!

37061 Home Insurance Average Premiums

Local 37061 homeowners insurance quotes comparison

$730 /yr.

Shows Zip Code: 37061 lowest rates with discounts applied on average.

For the 37061, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$730 /yr.
Average Coverage:$980 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1280 /yr.

What is the average home insurance cost for a home in 37061?

  • • The average homeowners insurance premium paid annually for a home in 37061 is around $980 per year.

What does it cost on average per month for home insurance in 37061?

  • • Homeowners in 37061 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 37061?

  • • Autoowners in 37061 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Erin area, check out other zip codes nearby 37061.
Review average rates in another zip code:
37061 homeowners insurance rates

Home Replacement Cost Coverage in 37061

Average Building Cost Per Square Foot in 37061: $135

Location: Erin, Tennessee (Houston County)

Average Square Footage in 37061: 1,089 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37061 before you start any project. Erin homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37061 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37061 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,089 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Erin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,089$147,000
Additional Upgrades & Added Features$1691,089$183,750
Major Home Updates or Advancements$2031,089$220,500

It's important to understand that when you estimate your replacement cost of your home in the 37061 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37061

Best Home & Auto Insurance Agencies in 37061

Sills Insurance Agency Inc

Address: 12 Court St Erin, TN 37061
Phone:
Website:
Info:

Housing Demographics for 37061

Population Review for 37061 Zip Code

For the city of Erin, the population within 37061 has increased to over 4,974 residents in population size. The current population total is 4,852. We have broken down the population based on race below. In 37061, there are over 2377 in male population and 2475 females.

PopulationValues
Total Population4,852
White Population4429
Black Population153
Hispanic Population99
Asian Population14
Hawaiian Population7
Indian Population20
Other Population42
Male Population2377
Female Population2475
Population Estimate4974

Household Data for 37061

The average number of homes in 37061 is around 1,899, there are an average of 2.47 per household. The average house value according to local real estate values is around $147,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,899
Persons Per Household2.47
Average House Value$147,000
Income Per Household$48730
Median Age45.1
Median Age Male44.2
Median Age Female46.0
37061 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code931
CityErin
City Alias NameERIN
CountyHouston
County FIPS083
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses78
Number Of Employees867
Business First Quarter Payroll6954
Business Annual Payroll30098
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea9160.44
Delivery Residential2014
Delivery Business66
Delivery Total2467
Preferred Last Line KeyX25168
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX25168
Land Area88.767000
Water Area0.005000
City Alias Code
City Mixed CaseErin
City Alias Mixed CaseErin
Box Count218
SFDU1915
MFDU5
State ANSI47
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number472940
Unique ZIP Name
SSA State County Code44410
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseHouston

Tennessee Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]