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37069 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 37069 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Franklin, TN quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 37069.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 37069 and start shopping.

Quickly and Easily Compare Average Rates for 37069

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Franklin, TN home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 37069

Homeowners in Franklin are paying roughly $940 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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37069 Home Insurance Average Premiums

Local 37069 homeowners insurance quotes comparison

$690 /yr.

Shows Zip Code: 37069 lowest rates with discounts applied on average.

For the 37069, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$690 /yr.
Average Coverage:$940 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1240 /yr.

What is the average home insurance cost for a home in 37069?

  • • The average homeowners insurance premium paid annually for a home in 37069 is around $940 per year.

What does it cost on average per month for home insurance in 37069?

  • • Homeowners in 37069 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 37069?

  • • Autoowners in 37069 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Franklin area, check out other zip codes nearby 37069.
Review average rates in another zip code:
37067 homeowners insurance rates
37064 homeowners insurance rates
37069 homeowners insurance rates

Home Replacement Cost Coverage in 37069

Average Building Cost Per Square Foot in 37069: $135

Location: Franklin, Tennessee (Williamson County)

Average Square Footage in 37069: 4,176 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37069 before you start any project. Franklin homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37069 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37069 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,176 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Franklin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1354,176$563,700
Additional Upgrades & Added Features$1694,176$704,625
Major Home Updates or Advancements$2034,176$845,550

It's important to understand that when you estimate your replacement cost of your home in the 37069 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37069

Best Home & Auto Insurance Agencies in 37069

TRH

Address: 2176 Hillsboro Rd, #130 Franklin, TN 37069
Phone:
Website: http://www.trh.com
Info: TRH | Health Coverage Plans for Tennessee
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Mullins Insurance Agency

Address: 326 Jeb Stuart Dr Franklin, TN 37069
Phone:
Website:
Info:

Housing Demographics for 37069

Population Review for 37069 Zip Code

For the city of Franklin, the population within 37069 has increased to over 21,890 residents in population size. The current population total is 20,832. We have broken down the population based on race below. In 37069, there are over 9932 in male population and 10900 females.

PopulationValues
Total Population20,832
White Population18692
Black Population372
Hispanic Population674
Asian Population519
Hawaiian Population3
Indian Population36
Other Population174
Male Population9932
Female Population10900
Population Estimate21890

Household Data for 37069

The average number of homes in 37069 is around 7,362, there are an average of 2.83 per household. The average house value according to local real estate values is around $563,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,362
Persons Per Household2.83
Average House Value$563,700
Income Per Household$134177
Median Age43.2
Median Age Male42.4
Median Age Female44.0
37069 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code615/629
CityFranklin
City Alias NameFRANKLIN
CountyWilliamson
County FIPS187
State FIPS47
Time Zone6
Day Light SavingY
MSA5360
PMSA
CSA400
CBSA34980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNashville-Davidson--Murfreesboro--Franklin, TN
MSA_NameNashville, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses364
Number Of Employees3164
Business First Quarter Payroll31610
Business Annual Payroll153919
Business Employment Flag
Growth Rank67
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number5378
Growth Increase Percentage2.9
Metropolitan DetailsValues
CBSA Population1589934
CBSA Division Population0
Congressional District05|07
Congressional LandArea1248.57|9160.44
Delivery Residential7735
Delivery Business165
Delivery Total7850
Preferred Last Line KeyX25219
Classification Code
Multi-County
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX25219
Land Area35.947000
Water Area0.439000
City Alias Code
City Mixed CaseFranklin
City Alias Mixed CaseFranklin
Box Count0
SFDU6814
MFDU266
State ANSI47
County ANSI187
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number473324
Unique ZIP Name
SSA State County Code44930
Medicare CBSA Code34980
Medicare CBSA NameNashville-Davidson--Murfreesboro--Franklin, TN
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWilliamson

Tennessee Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]