Get multiple home insurance quotes in 37110. Our licensed 37110, TN agents are ready to serve you.

Compare 37110 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 37110 area? The average homeowners premium in Tennessee for a standard homeowners policy is around $978/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 37110 zip code, the population size is around 32,952 with 13,319 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 37110.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Mcminnville, TN Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. TN RateDiscountsSavingsShop Rates
$1,296up to 40% off$518

37110 Home Insurance Average Premiums

Local 37110 homeowners insurance quotes comparison

$728 /yr.

Shows Zip Code: 37110 lowest rates with discounts applied on average.

For the 37110, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$728 /yr.
Average Coverage:$978 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1278 /yr.

What is the average home insurance cost for a home in 37110?

  • • The average homeowners insurance premium paid annually for a home in 37110 is around $978 per year.

What does it cost on average per month for home insurance in 37110?

  • • Homeowners in 37110 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 37110?

  • • Autoowners in 37110 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mcminnville area, check out other zip codes nearby 37110.
Review average rates in another zip code:
37110 homeowners insurance rates

Home Replacement Cost Coverage in 37110

Average Building Cost Per Square Foot in 37110: $135

Location: Mcminnville, Tennessee (Warren County)

Average Square Footage in 37110: 931 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37110 before you start any project. Mcminnville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37110 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37110 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 931 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mcminnville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135931$125,700
Additional Upgrades & Added Features$169931$157,125
Major Home Updates or Advancements$203931$188,550

It's important to understand that when you estimate your replacement cost of your home in the 37110 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37110

Nationwide Insurance

Address: 241 Northgate Drive Suite 3 Mc Minnville, TN 37110
Phone: (931)473-3344
Website:

Gipson Insurance Agency Inc

Address: 201 West Main Street Mc Minnville, TN 37110
Phone: (931)473-3175
Website:

Burks Insurance Agency L L C

Address: 494 Old Shelbyville Road Suite 1 Mc Minnville, TN 37110
Phone: (931)815-8111
Website:

Ben Vaughn Agency

Address: 241 Northgate Drive Suite 3 Mc Minnville, TN 37110
Phone: (931)473-3344
Website:

American National Insurance CO

Address: 309 West Morford Street Mc Minnville, TN 37110
Phone: (931)474-0044
Website: www.anico.com

Best Home & Auto Insurance Agencies in 37110

Shelter Insurance CO

Address: 800 Sparta St McMinnville, TN 37110
Phone:
Website:
Info:

Gipson Insurance Agency Inc

Address: 201 W Main St McMinnville, TN 37110
Phone:
Website:
Info:

Helton- R Neil - State Farm Insurance Agent

Address: 1339 Smithville Hwy, #161 McMinnville, TN 37110
Phone:
Website:
Info:

Barnes Jr- Norment A - State Farm Insurance Agent

Address: 520 Sunnyside Hts McMinnville, TN 37110
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Gay- Dewey B

Address: 2069 Smithville Hwy McMinnville, TN 37110
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 37110

Population Review for 37110 Zip Code

For the city of Mcminnville, the population within 37110 has increased to over 35,455 residents in population size. The current population total is 32,952. We have broken down the population based on race below. In 37110, there are over 16083 in male population and 16869 females.

PopulationValues
Total Population32,952
White Population27945
Black Population925
Hispanic Population3225
Asian Population229
Hawaiian Population9
Indian Population112
Other Population1759
Male Population16083
Female Population16869
Population Estimate35455

Household Data for 37110

The average number of homes in 37110 is around 13,319, there are an average of 2.44 per household. The average house value according to local real estate values is around $125,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,319
Persons Per Household2.44
Average House Value$125,700
Income Per Household$45782
Median Age41.0
Median Age Male39.8
Median Age Female42.4
37110 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code931
CityMcminnville
City Alias NameMCMINNVILLE
CountyWarren
County FIPS177
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA32660
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMcMinnville, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses609
Number Of Employees7111
Business First Quarter Payroll65511
Business Annual Payroll273336
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population39839
CBSA Division Population0
Congressional District04|06
Congressional LandArea5984.84|6474.21
Delivery Residential14531
Delivery Business1120
Delivery Total15637
Preferred Last Line KeyX25483
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX25483
Land Area373.659000
Water Area0.213000
City Alias Code
City Mixed CaseMcMinnville
City Alias Mixed CaseMcMinnville
Box Count0
SFDU12844
MFDU697
State ANSI47
County ANSI177
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number475376
Unique ZIP Name
SSA State County Code44880
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseWarren

Tennessee Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]