Get multiple home insurance quotes in 37122. Our licensed 37122, TN agents are ready to serve you.

Compare 37122 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Mount Juliet just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 23,475 neighbors looking to save on their home insurance policy in the local 37122 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 37122. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Tennessee rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Mount Juliet, TN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Mount Juliet, TN

37122 Home Insurance Average Premiums

Local 37122 homeowners insurance quotes comparison

$681 /yr.

Shows Zip Code: 37122 lowest rates with discounts applied on average.

For the 37122, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$681 /yr.
Average Coverage:$931 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1231 /yr.

What is the average home insurance cost for a home in 37122?

  • • The average homeowners insurance premium paid annually for a home in 37122 is around $931 per year.

What does it cost on average per month for home insurance in 37122?

  • • Homeowners in 37122 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 37122?

  • • Autoowners in 37122 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mount Juliet area, check out other zip codes nearby 37122.
Review average rates in another zip code:
37122 homeowners insurance rates

Home Replacement Cost Coverage in 37122

Average Building Cost Per Square Foot in 37122: $135

Location: Mount Juliet, Tennessee (Wilson County)

Average Square Footage in 37122: 2,482 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37122 before you start any project. Mount Juliet homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37122 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37122 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,482 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mount Juliet area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1352,482$335,100
Additional Upgrades & Added Features$1692,482$418,875
Major Home Updates or Advancements$2032,482$502,650

It's important to understand that when you estimate your replacement cost of your home in the 37122 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37122

Allstate Insurance - Steve Ferrell

Address: 3582 N. Mt. Juliet Rd Mount Juliet, TN 37122
Phone: (615)773-8844
Website:

James Wayne Hunter Agency

Address: 4099 N Mount Juliet Rd Mount Juliet, TN 37122
Phone: (615)758-5627
Website:

Best Home & Auto Insurance Agencies in 37122

Action Insurance Agency Inc

Address: 205 N Mt Juliet Rd Mt Juliet, TN 37122
Phone:
Website:
Info:

Bodiford Insurance Agency

Address: 2624 N Mt Juliet Rd Mt Juliet, TN 37122
Phone:
Website: http://www.bodifordinsurance.com
Info:

Cross- David B

Address: 311 W Division St Mt Juliet, TN 37122
Phone:
Website:
Info:

The Insurance Place Inc

Address: 2534 N Mt Juliet Rd Mt Juliet, TN 37122
Phone:
Website:
Info:

Nationwide Insurance Companies

Address: 4099 N Mt Juliet Rd Mt Juliet, TN 37122
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Housing Demographics for 37122

Population Review for 37122 Zip Code

For the city of Mount Juliet, the population within 37122 has increased to over 73,078 residents in population size. The current population total is 64,018. We have broken down the population based on race below. In 37122, there are over 31199 in male population and 32819 females.

PopulationValues
Total Population64,018
White Population51939
Black Population4135
Hispanic Population3299
Asian Population2256
Hawaiian Population18
Indian Population208
Other Population1414
Male Population31199
Female Population32819
Population Estimate73078

Household Data for 37122

The average number of homes in 37122 is around 23,475, there are an average of 2.72 per household. The average house value according to local real estate values is around $335,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode23,475
Persons Per Household2.72
Average House Value$335,100
Income Per Household$99435
Median Age40.0
Median Age Male39.6
Median Age Female40.4
37122 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code615
CityMount Juliet
City Alias NameMOUNT JULIET
CountyWilson
County FIPS189
State FIPS47
Time Zone6
Day Light SavingY
MSA5360
PMSA
CSA400
CBSA34980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNashville-Davidson--Murfreesboro--Franklin, TN
MSA_NameNashville, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1247
Number Of Employees17983
Business First Quarter Payroll174590
Business Annual Payroll765307
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1589934
CBSA Division Population0
Congressional District04|05|06
Congressional LandArea5984.84|1248.57|6474.21
Delivery Residential26867
Delivery Business1242
Delivery Total27613
Preferred Last Line KeyX25543
Classification Code
Multi-CountyY
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX25543
Land Area111.623000
Water Area5.742000
City Alias Code
City Mixed CaseMount Juliet
City Alias Mixed CaseMount Juliet
Box Count0
SFDU21294
MFDU1406
State ANSI47
County ANSI189
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number476072
Unique ZIP Name
SSA State County Code44940
Medicare CBSA Code34980
Medicare CBSA NameNashville-Davidson--Murfreesboro--Franklin, TN
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWilson

Tennessee Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]