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37171 Homeowners Insurance Quotes & Rates

Southside residents living within the 424 homes available in the zip code of 37171 are shopping online to compare cheaper and more affordable Southside, TN home insurance rates. In the great city of Southside, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Tennessee is around $1,008 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 37171 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 37171 home insurance rates today! Please give us a call now at 1-855-976-2656. For Southside, TN Homeowners Insurance Quotes, Click to easily get started!

37171 Home Insurance Average Premiums

Local 37171 homeowners insurance quotes comparison

$758 /yr.

Shows Zip Code: 37171 lowest rates with discounts applied on average.

For the 37171, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$758 /yr.
Average Coverage:$1008 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1308 /yr.

What is the average home insurance cost for a home in 37171?

  • • The average homeowners insurance premium paid annually for a home in 37171 is around $1008 per year.

What does it cost on average per month for home insurance in 37171?

  • • Homeowners in 37171 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 37171?

  • • Autoowners in 37171 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Southside area, check out other zip codes nearby 37171.
Review average rates in another zip code:
37171 homeowners insurance rates

Home Replacement Cost Coverage in 37171

Average Building Cost Per Square Foot in 37171: $135

Location: Southside, Tennessee (Montgomery County)

Average Square Footage in 37171: 1,222 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37171 before you start any project. Southside homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37171 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37171 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,222 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Southside area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,222$165,000
Additional Upgrades & Added Features$1691,222$206,250
Major Home Updates or Advancements$2031,222$247,500

It's important to understand that when you estimate your replacement cost of your home in the 37171 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37171

Best Home & Auto Insurance Agencies in 37171

Housing Demographics for 37171

Population Review for 37171 Zip Code

For the city of Southside, the population within 37171 has increased to over 1,485 residents in population size. The current population total is 1,156. We have broken down the population based on race below. In 37171, there are over 549 in male population and 607 females.

PopulationValues
Total Population1,156
White Population1016
Black Population52
Hispanic Population40
Asian Population6
Hawaiian Population0
Indian Population0
Other Population20
Male Population549
Female Population607
Population Estimate1485

Household Data for 37171

The average number of homes in 37171 is around 424, there are an average of 2.73 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode424
Persons Per Household2.73
Average House Value$165,000
Income Per Household$107431
Median Age40.7
Median Age Male39.6
Median Age Female41.4
37171 DetailsValues
StateTN
State Full NameTennessee
City TypeN
City Alias Abbreviation
Area Code615/629/931
CitySouthside
City Alias NameSOUTHSIDE
CountyMontgomery
County FIPS125
State FIPS47
Time Zone6
Day Light SavingY
MSA1660
PMSA
CSA
CBSA17300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameClarksville, TN-KY
MSA_NameClarksville-Hopkinsville, TN-KY MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees21
Business First Quarter Payroll117
Business Annual Payroll501
Business Employment Flag
Growth Rank92
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number4283
Growth Increase Percentage2.5
Metropolitan DetailsValues
CBSA Population273949
CBSA Division Population0
Congressional District07
Congressional LandArea9160.44
Delivery Residential544
Delivery Business5
Delivery Total4761
Preferred Last Line Key016052
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key016052
Land Area23.922000
Water Area0.257000
City Alias Code
City Mixed CaseSouthside
City Alias Mixed CaseSouthside
Box Count0
SFDU544
MFDU0
State ANSI47
County ANSI125
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number471692
Unique ZIP Name
SSA State County Code44620
Medicare CBSA Code17300
Medicare CBSA NameClarksville, TN-KY
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMontgomery

Tennessee Homeowners Insurance News & Information

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]