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37175 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 37175? There are over 416 occupied homes in the 37175 area. With a population size of 987, it's not uncommon for residence of Stewart, TN to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Tennessee is around $961 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 37175 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Stewart, TN Home Insurance Rate Quotes

37175 Home Insurance Average Premiums

Local 37175 homeowners insurance quotes comparison

$711 /yr.

Shows Zip Code: 37175 lowest rates with discounts applied on average.

For the 37175, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$711 /yr.
Average Coverage:$961 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1261 /yr.

What is the average home insurance cost for a home in 37175?

  • • The average homeowners insurance premium paid annually for a home in 37175 is around $961 per year.

What does it cost on average per month for home insurance in 37175?

  • • Homeowners in 37175 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 37175?

  • • Autoowners in 37175 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Stewart area, check out other zip codes nearby 37175.
Review average rates in another zip code:
37175 homeowners insurance rates

Home Replacement Cost Coverage in 37175

Average Building Cost Per Square Foot in 37175: $135

Location: Stewart, Tennessee (Houston County)

Average Square Footage in 37175: 754 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37175 before you start any project. Stewart homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37175 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37175 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 754 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Stewart area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135754$101,800
Additional Upgrades & Added Features$169754$127,250
Major Home Updates or Advancements$203754$152,700

It's important to understand that when you estimate your replacement cost of your home in the 37175 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37175

Best Home & Auto Insurance Agencies in 37175

Housing Demographics for 37175

Population Review for 37175 Zip Code

For the city of Stewart, the population within 37175 has increased to over 1,215 residents in population size. The current population total is 987. We have broken down the population based on race below. In 37175, there are over 528 in male population and 459 females.

PopulationValues
Total Population987
White Population871
Black Population2
Hispanic Population44
Asian Population0
Hawaiian Population0
Indian Population13
Other Population21
Male Population528
Female Population459
Population Estimate1215

Household Data for 37175

The average number of homes in 37175 is around 416, there are an average of 2.37 per household. The average house value according to local real estate values is around $101,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode416
Persons Per Household2.37
Average House Value$101,800
Income Per Household$32370
Median Age53.4
Median Age Male52.3
Median Age Female54.1
37175 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code931
CityStewart
City Alias NameSTEWART
CountyHouston
County FIPS083
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees13
Business First Quarter Payroll33
Business Annual Payroll194
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea9160.44
Delivery Residential513
Delivery Business3
Delivery Total6037
Preferred Last Line KeyX25838
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX25838
Land Area75.043000
Water Area8.300000
City Alias Code
City Mixed CaseStewart
City Alias Mixed CaseStewart
Box Count43
SFDU510
MFDU0
State ANSI47
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number478232
Unique ZIP Name
SSA State County Code44410
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseHouston

Tennessee Homeowners Insurance News & Information

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