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Compare 37178 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Tennessee Ridge just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 890 neighbors looking to save on their home insurance policy in the local 37178 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 37178. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Tennessee rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Tennessee Ridge, TN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Tennessee Ridge, TN

37178 Home Insurance Average Premiums

Local 37178 homeowners insurance quotes comparison

$711 /yr.

Shows Zip Code: 37178 lowest rates with discounts applied on average.

For the 37178, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$711 /yr.
Average Coverage:$961 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1261 /yr.

What is the average home insurance cost for a home in 37178?

  • • The average homeowners insurance premium paid annually for a home in 37178 is around $961 per year.

What does it cost on average per month for home insurance in 37178?

  • • Homeowners in 37178 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 37178?

  • • Autoowners in 37178 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tennessee Ridge area, check out other zip codes nearby 37178.
Review average rates in another zip code:
37178 homeowners insurance rates

Home Replacement Cost Coverage in 37178

Average Building Cost Per Square Foot in 37178: $135

Location: Tennessee Ridge, Tennessee (Houston County)

Average Square Footage in 37178: 801 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37178 before you start any project. Tennessee Ridge homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37178 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37178 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 801 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tennessee Ridge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135801$108,100
Additional Upgrades & Added Features$169801$135,125
Major Home Updates or Advancements$203801$162,150

It's important to understand that when you estimate your replacement cost of your home in the 37178 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37178

Best Home & Auto Insurance Agencies in 37178

A E Reynolds Insurance Agency Inc

Address: 11354 N Main St Tennessee Ridge, TN 37178
Phone:
Website:
Info:

Housing Demographics for 37178

Population Review for 37178 Zip Code

For the city of Tennessee Ridge, the population within 37178 has increased to over 2,376 residents in population size. The current population total is 2,281. We have broken down the population based on race below. In 37178, there are over 1146 in male population and 1135 females.

PopulationValues
Total Population2,281
White Population2107
Black Population31
Hispanic Population57
Asian Population3
Hawaiian Population1
Indian Population12
Other Population29
Male Population1146
Female Population1135
Population Estimate2376

Household Data for 37178

The average number of homes in 37178 is around 890, there are an average of 2.55 per household. The average house value according to local real estate values is around $108,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode890
Persons Per Household2.55
Average House Value$108,100
Income Per Household$43750
Median Age42.9
Median Age Male41.6
Median Age Female45.1
37178 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias AbbreviationTENNESSEE RDG
Area Code931
CityTennessee Ridge
City Alias NameTENNESSEE RIDGE
CountyHouston
County FIPS083
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees79
Business First Quarter Payroll459
Business Annual Payroll2057
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea9160.44
Delivery Residential932
Delivery Business21
Delivery Total1040
Preferred Last Line KeyX25861
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX25861
Land Area42.346000
Water Area0.006000
City Alias Code
City Mixed CaseTennessee Ridge
City Alias Mixed CaseTennessee Ridge
Box Count75
SFDU932
MFDU0
State ANSI47
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number478484
Unique ZIP Name
SSA State County Code44410
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseHouston

Tennessee Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]