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37180, TN Home Insurance

In the zip code of 37180, the population size is around 3,316, which consists of 1,269 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Unionville, TN. A few years ago, a study was done and found that the average home insurance rates for Tennessee are around $940 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 37180 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Unionville. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Unionville, TN Homeowners Insurance Online Rates Today!

37180 Home Insurance Average Premiums

Local 37180 homeowners insurance quotes comparison

$690 /yr.

Shows Zip Code: 37180 lowest rates with discounts applied on average.

For the 37180, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$690 /yr.
Average Coverage:$940 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1240 /yr.

What is the average home insurance cost for a home in 37180?

  • • The average homeowners insurance premium paid annually for a home in 37180 is around $940 per year.

What does it cost on average per month for home insurance in 37180?

  • • Homeowners in 37180 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 37180?

  • • Autoowners in 37180 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Unionville area, check out other zip codes nearby 37180.
Review average rates in another zip code:
37180 homeowners insurance rates

Home Replacement Cost Coverage in 37180

Average Building Cost Per Square Foot in 37180: $135

Location: Unionville, Tennessee (Bedford County)

Average Square Footage in 37180: 1,566 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37180 before you start any project. Unionville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37180 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37180 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,566 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Unionville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,566$211,400
Additional Upgrades & Added Features$1691,566$264,250
Major Home Updates or Advancements$2031,566$317,100

It's important to understand that when you estimate your replacement cost of your home in the 37180 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37180

Best Home & Auto Insurance Agencies in 37180

Housing Demographics for 37180

Population Review for 37180 Zip Code

For the city of Unionville, the population within 37180 has increased to over 3,330 residents in population size. The current population total is 3,316. We have broken down the population based on race below. In 37180, there are over 1624 in male population and 1692 females.

PopulationValues
Total Population3,316
White Population3087
Black Population59
Hispanic Population126
Asian Population6
Hawaiian Population0
Indian Population9
Other Population54
Male Population1624
Female Population1692
Population Estimate3330

Household Data for 37180

The average number of homes in 37180 is around 1,269, there are an average of 2.61 per household. The average house value according to local real estate values is around $211,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,269
Persons Per Household2.61
Average House Value$211,400
Income Per Household$73229
Median Age38.1
Median Age Male37.5
Median Age Female38.8
37180 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code931/615/629
CityUnionville
City Alias NameUNIONVILLE
CountyBedford
County FIPS003
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA400
CBSA43180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameShelbyville, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees81
Business First Quarter Payroll499
Business Annual Payroll2524
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population45058
CBSA Division Population0
Congressional District04
Congressional LandArea5984.84
Delivery Residential1276
Delivery Business15
Delivery Total2084
Preferred Last Line KeyX25900
Classification Code
Multi-CountyY
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX25900
Land Area33.700000
Water Area0.415000
City Alias Code
City Mixed CaseUnionville
City Alias Mixed CaseUnionville
Box Count86
SFDU1276
MFDU0
State ANSI47
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number478760
Unique ZIP Name
SSA State County Code44010
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseBedford

Tennessee Homeowners Insurance News & Information

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