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Searching for Homeowners Insurance in 37190

If you are a homeowners that lives in 37190 you may be searching for more affordable homeowners insurance in Woodbury. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Woodbury, TN. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Tennessee licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 37190 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Woodbury, TN home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 37190 Home Insurance Costs: high!

In Woodbury, homeowners are paying roughly $1003 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 37190 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Woodbury are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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37190 Home Insurance Average Premiums

Local 37190 homeowners insurance quotes comparison

$753 /yr.

Shows Zip Code: 37190 lowest rates with discounts applied on average.

For the 37190, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$753 /yr.
Average Coverage:$1003 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1303 /yr.

What is the average home insurance cost for a home in 37190?

  • • The average homeowners insurance premium paid annually for a home in 37190 is around $1003 per year.

What does it cost on average per month for home insurance in 37190?

  • • Homeowners in 37190 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 37190?

  • • Autoowners in 37190 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Woodbury area, check out other zip codes nearby 37190.
Review average rates in another zip code:
37190 homeowners insurance rates

Home Replacement Cost Coverage in 37190

Average Building Cost Per Square Foot in 37190: $135

Location: Woodbury, Tennessee (Cannon County)

Average Square Footage in 37190: 1,337 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37190 before you start any project. Woodbury homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37190 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37190 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,337 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Woodbury area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,337$180,500
Additional Upgrades & Added Features$1691,337$225,625
Major Home Updates or Advancements$2031,337$270,750

It's important to understand that when you estimate your replacement cost of your home in the 37190 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37190

Best Home & Auto Insurance Agencies in 37190

Housing Demographics for 37190

Population Review for 37190 Zip Code

For the city of Woodbury, the population within 37190 has increased to over 9,693 residents in population size. The current population total is 8,930. We have broken down the population based on race below. In 37190, there are over 4387 in male population and 4543 females.

PopulationValues
Total Population8,930
White Population8152
Black Population156
Hispanic Population261
Asian Population34
Hawaiian Population4
Indian Population23
Other Population85
Male Population4387
Female Population4543
Population Estimate9693

Household Data for 37190

The average number of homes in 37190 is around 3,674, there are an average of 2.40 per household. The average house value according to local real estate values is around $180,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,674
Persons Per Household2.40
Average House Value$180,500
Income Per Household$57905
Median Age43.3
Median Age Male41.9
Median Age Female44.5
37190 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code931
CityWoodbury
City Alias NameWOODBURY
CountyCannon
County FIPS015
State FIPS47
Time Zone6
Day Light SavingY
MSA
PMSA
CSA400
CBSA34980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNashville-Davidson--Murfreesboro--Franklin, TN
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses156
Number Of Employees1228
Business First Quarter Payroll9756
Business Annual Payroll43882
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1589934
CBSA Division Population0
Congressional District04|06
Congressional LandArea5984.84|6474.21
Delivery Residential4039
Delivery Business269
Delivery Total4505
Preferred Last Line KeyX25976
Classification Code
Multi-CountyY
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX25976
Land Area138.874000
Water Area0.060000
City Alias Code
City Mixed CaseWoodbury
City Alias Mixed CaseWoodbury
Box Count139
SFDU3836
MFDU73
State ANSI47
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number479396
Unique ZIP Name
SSA State County Code44070
Medicare CBSA Code34980
Medicare CBSA NameNashville-Davidson--Murfreesboro--Franklin, TN
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseCannon

Tennessee Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]