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Home Insurance in 37206

Our rates are very competitive for homeowners living in the 37206 zip code. Many homeowners based out of Nashville, TN have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our TN licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 37206 should appear in the zip code field ready to go.

37206 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Nashville area? The average homeowners premium in 37206 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 37206, you can expect to pay around $1076 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 37206 Today!

Get Home Insurance Quotes in 37206

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Tennessee. Start your 37206 home insurance shopping today!

  1. Nashville, TN Home Insurance Quotes

37206 Home Insurance Average Premiums

Local 37206 homeowners insurance quotes comparison

$826 /yr.

Shows Zip Code: 37206 lowest rates with discounts applied on average.

For the 37206, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$826 /yr.
Average Coverage:$1076 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1376 /yr.

What is the average home insurance cost for a home in 37206?

  • • The average homeowners insurance premium paid annually for a home in 37206 is around $1076 per year.

What does it cost on average per month for home insurance in 37206?

  • • Homeowners in 37206 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 37206?

  • • Autoowners in 37206 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nashville area, check out other zip codes nearby 37206.
Review average rates in another zip code:
37219 homeowners insurance rates
37201 homeowners insurance rates
37211 homeowners insurance rates
37240 homeowners insurance rates
37216 homeowners insurance rates
37215 homeowners insurance rates
37217 homeowners insurance rates
37221 homeowners insurance rates
37203 homeowners insurance rates
37206 homeowners insurance rates

Home Replacement Cost Coverage in 37206

Average Building Cost Per Square Foot in 37206: $135

Location: Nashville, Tennessee (Davidson County)

Average Square Footage in 37206: 2,870 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37206 before you start any project. Nashville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37206 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37206 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,870 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nashville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1352,870$387,500
Additional Upgrades & Added Features$1692,870$484,375
Major Home Updates or Advancements$2032,870$581,250

It's important to understand that when you estimate your replacement cost of your home in the 37206 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37206

Best Home & Auto Insurance Agencies in 37206

Direct General Insurance Agency Inc - Other Offices- Madison

Address: 131 Gallatin Ave Nashville, TN 37206
Phone:
Website: http://www.direct-general.com
Info:

Housing Demographics for 37206

Population Review for 37206 Zip Code

For the city of Nashville, the population within 37206 has increased to over 30,819 residents in population size. The current population total is 27,792. We have broken down the population based on race below. In 37206, there are over 13521 in male population and 14271 females.

PopulationValues
Total Population27,792
White Population17366
Black Population7430
Hispanic Population1614
Asian Population378
Hawaiian Population16
Indian Population97
Other Population587
Male Population13521
Female Population14271
Population Estimate30819

Household Data for 37206

The average number of homes in 37206 is around 12,491, there are an average of 2.19 per household. The average house value according to local real estate values is around $387,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,491
Persons Per Household2.19
Average House Value$387,500
Income Per Household$72446
Median Age33.1
Median Age Male33.1
Median Age Female33.0
37206 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code615
CityNashville
City Alias NameNASHVILLE
CountyDavidson
County FIPS037
State FIPS47
Time Zone6
Day Light SavingY
MSA5360
PMSA
CSA400
CBSA34980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNashville-Davidson--Murfreesboro--Franklin, TN
MSA_NameNashville, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses660
Number Of Employees6164
Business First Quarter Payroll58281
Business Annual Payroll277617
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1589934
CBSA Division Population0
Congressional District05|06
Congressional LandArea1248.57|6474.21
Delivery Residential14073
Delivery Business619
Delivery Total15674
Preferred Last Line KeyX25566
Classification Code
Multi-County
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX25566
Land Area7.751000
Water Area0.188000
City Alias Code
City Mixed CaseNashville
City Alias Mixed CaseNashville
Box Count356
SFDU10320
MFDU2602
State ANSI47
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number476144
Unique ZIP Name
SSA State County Code44180
Medicare CBSA Code34980
Medicare CBSA NameNashville-Davidson--Murfreesboro--Franklin, TN
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseDavidson

Tennessee Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]