Get multiple home insurance quotes in 37220. Our licensed 37220, TN agents are ready to serve you.

37220 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 37220 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Nashville, TN. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 37220 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Tennessee, like average Nashville homeowners insurance rates, coverage options or home insurance types, please select Nashville, TN Home Insurance Rates Online!

37220 Home Insurance Average Premiums

Local 37220 homeowners insurance quotes comparison

$676 /yr.

Shows Zip Code: 37220 lowest rates with discounts applied on average.

For the 37220, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$676 /yr.
Average Coverage:$926 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1226 /yr.

What is the average home insurance cost for a home in 37220?

  • • The average homeowners insurance premium paid annually for a home in 37220 is around $926 per year.

What does it cost on average per month for home insurance in 37220?

  • • Homeowners in 37220 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 37220?

  • • Autoowners in 37220 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nashville area, check out other zip codes nearby 37220.
Review average rates in another zip code:
37218 homeowners insurance rates
37203 homeowners insurance rates
37215 homeowners insurance rates
37240 homeowners insurance rates
37210 homeowners insurance rates
37205 homeowners insurance rates
37219 homeowners insurance rates
37204 homeowners insurance rates
37220 homeowners insurance rates
37211 homeowners insurance rates

Home Replacement Cost Coverage in 37220

Average Building Cost Per Square Foot in 37220: $135

Location: Nashville, Tennessee (Davidson County)

Average Square Footage in 37220: 4,114 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37220 before you start any project. Nashville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37220 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37220 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,114 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nashville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1354,114$555,400
Additional Upgrades & Added Features$1694,114$694,250
Major Home Updates or Advancements$2034,114$833,100

It's important to understand that when you estimate your replacement cost of your home in the 37220 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37220

Parker & Watts Insurance Agency

Address: 4825 Trousdale Drive Suite 224 Nashville, TN 37220
Phone: (615)833-3300
Website: www.parkerwatts.com

Best Home & Auto Insurance Agencies in 37220

Knight Wendell Insurance

Address: 4809 Trousdale Dr Nashville, TN 37220
Phone:
Website:
Info:

Banks- Shelley F - State Farm Insurance Agent

Address: 4811 Trousdale Dr Nashville, TN 37220
Phone:
Website:
Info:

Allstate Insurance Companies - Sales Office- Crieve Hall

Address: 4825 Trousdale Dr, #226 Nashville, TN 37220
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Parker & Watts Insurance Agency

Address: 4825 Trousdale Dr, #224 Nashville, TN 37220
Phone:
Website: http://www.parkerwatts.com
Info:

Housing Demographics for 37220

Population Review for 37220 Zip Code

For the city of Nashville, the population within 37220 has increased to over 7,399 residents in population size. The current population total is 6,750. We have broken down the population based on race below. In 37220, there are over 3275 in male population and 3475 females.

PopulationValues
Total Population6,750
White Population6172
Black Population125
Hispanic Population208
Asian Population89
Hawaiian Population0
Indian Population10
Other Population47
Male Population3275
Female Population3475
Population Estimate7399

Household Data for 37220

The average number of homes in 37220 is around 2,518, there are an average of 2.68 per household. The average house value according to local real estate values is around $555,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,518
Persons Per Household2.68
Average House Value$555,400
Income Per Household$137976
Median Age40.5
Median Age Male39.8
Median Age Female41.2
37220 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code615/629
CityNashville
City Alias NameNASHVILLE
CountyDavidson
County FIPS037
State FIPS47
Time Zone6
Day Light SavingY
MSA5360
PMSA
CSA400
CBSA34980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNashville-Davidson--Murfreesboro--Franklin, TN
MSA_NameNashville, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses171
Number Of Employees1909
Business First Quarter Payroll15293
Business Annual Payroll75818
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1589934
CBSA Division Population0
Congressional District05
Congressional LandArea1248.57
Delivery Residential2761
Delivery Business143
Delivery Total2881
Preferred Last Line KeyX25566
Classification Code
Multi-County
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX25566
Land Area7.712000
Water Area0.117000
City Alias Code
City Mixed CaseNashville
City Alias Mixed CaseNashville
Box Count0
SFDU2761
MFDU0
State ANSI47
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number476144
Unique ZIP Name
SSA State County Code44180
Medicare CBSA Code34980
Medicare CBSA NameNashville-Davidson--Murfreesboro--Franklin, TN
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseDavidson

Tennessee Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]